Delisa Ross v. Rjm Acquisitions Funding LLC

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• stating that conduct need not be “deliberate, reckless, or even negligent to trigger liability — it need only be false .... ”
• explaining that section 1692e(2) applies to efforts to collect any debt already discharged in bankruptcy
• finding that debt collector’s use of a bankruptcy search performed by another firm, followed by promptly ceasing collection of any debt for which it was notified had been discharged, was a reasonable procedure under the third prong
• affirming a ruling that a debt collector was entitled to the bona-fide defense under the Fail Debt Collection Practices Act, 15 U.S.C. § 1692k(a
• “Dunning people for their discharged debts . . . is prohibited by the [FDCPA], which so far as relates to this case prohibits a debt collector . . . from making a false representation of the character, amount, or legal status of any debt.” (citations and quotations omitted)
• sanctions not imposed but attorney warned that he was “skating near the edge of his pond”

Source: CourtListener parenthetical corpus (CC0).