De Dios v. International Realty & Investments

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• When deciding whether debt was in default at the time of acquisition, courts “look to any underlying contracts . . . governing the debt at issue.”
• “[T]he person who originated the debt, such as a creditor to whom the debt was 12 originally owed, is not considered a debt collector”
• “Whether a debt is in default is generally controlled by the terms of the contract creating the indebtedness and applicable state law.”
• “The Act’s legislative history is consistent with construing ‘in default’ to mean a debt that is at least delinquent, and sometimes more than overdue.”

Source: CourtListener parenthetical corpus (CC0).