Davis v. Pioneer Mutual Insurance

Citations

• 44 Wash. 532
• 87 P. 829
• 1906 Wash. LEXIS 870

Syllabus

<p>Insurance — Loss by Fire — Conditions of Policy — Proofs of Loss — Sufficiency. Where a policy of fire insurance limited the liability to three-fourths of the cash value of the property at the time of the loss, and provided, as a condition precedent to action, that the proofs of loss should state the actual cash value of the property at the time of the loss, proofs of loss, stating only the estimated cost value of the material at the time of the construction of the building, are insufficient to sustain an action, where the specific objection to the proofs was pointed out to the assured, who fully understood the same, and persisted in refusing to give the actual value, which had been overstated in his application for insurance.</p>