Dash Messenger Service Inc. v. Hartford Ins. Co. of Ill.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that an insurer should expressly exclude a risk from coverage “if an insurer does not intend to insure against a risk likely to be inherent in the insured’s business ” (emphasis added)
• relying on the insurance application to determine the risks for which the parties contracted
• language of policy and exclusions could lead reasonable purchaser to conclude that risk was covered where risk was inherent in the business covered
• when a policy is ambiguous, the interpretation of its terms becomes a question of fact
• when a policy is ambiguous, the interpretation of its terms becomes a question of fact
• in “doubtful cases,” courts should construe policy in favor of coverage so that insurer does not deprive insured of benefit for which he already paid

Source: CourtListener parenthetical corpus (CC0).