Conway v. Minnesota Mutual Life Insurance

Citations

• 62 Wash. 49
• 112 P. 1106
• 1911 Wash. LEXIS 645

Syllabus

<p>Insurance — Life Insurance — Forfeiture—Reinstatement—Discretion of Officers. Under a policy of mutual life insurance providing that a delinquent member may be reinstated in the discretion of the officers upon furnishing satisfactory evidence that he is in good health, the discretion of the officers in refusing a reinstatement is not a judicial discretion reviewable by the courts; and it cannot be said that the officers were not justified in refusing a reinstatement on its appearing that his habit of using liquors was increasing.</p> <p>Same — Forfeiture—Waiver. Where the secretary of a mutual life insurance company, without authority or notice to the proper officers, accepted a delinquent assessment without a reinstatement under the terms of the policy, it is not a binding waiver of the right of the company to refuse a reinstatement after another default.</p> <p>Dunbar, C. J., and Rudkin, J., dissent.</p>