Cleary v. Country Mutual Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that neither contract law nor tort law imposes a duty upon an insurer “to advise and counsel its insured as to the need or advisability of increased insurance coverage”
• stating that the law does not impose a duty on an insurer to review “the adequacy of an insured’s coverage each time a policy is due for renewal;” insured “best knows his need for insurance and the premium he can afford” and can request modification of terms when premiums are due

Source: CourtListener parenthetical corpus (CC0).