Civic Associates, Inc. v. Security Insurance Co. of Hartford

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• explaining that allowing notice outside the policy period would fundamentally change the nature of the bargain
• rejecting under Missouri law argument that reporting requirement of claims-made policy should not be enforced absent actual prejudice to the insurer
• allowing notice beyond the policy period would alter a basic term of the contract
• “A ‘claims made’ or ‘discovery’ policy of insurance provides coverage for claims that are discovered and brought to the attention of the insurer during the term of the policy.”
• “Additionally, plaintiff alludes to several Kansas and Missouri opinions in support of its argument . . . . However, because none of these cases refer to ‘claims made’ policies . . . we find that the cases are inapposite.”

Source: CourtListener parenthetical corpus (CC0).