Charleston Dry Cleaners & Laundry, Inc. v. Zurich American Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that \no bad faith claim can be brought against an independent adjuster or independent adjusting company\ due to the lack of privity
• recognizing that an insurer owes the insured the duty of good faith and fair dealing, which arises from the insurance contract
• holding that “no bad faith claim can be brought against an independent adjuster or independent adjusting company” due to the lack of privity
• following the “majority rule” and finding that insured cannot bring claim of negligence against independent insurance adjuster or adjusting company, because neither owes a general duty of care to insured
• reasoning negligence and bad faith claims against independent adjusters or adjusting companies must fail inasmuch as the “duty of good faith arising under the contract does not extend to a person who is not a party to the insurance contract”
• “ Foreseeability of injury, in and of itself, does not give rise to a duty.”

Source: CourtListener parenthetical corpus (CC0).