Charida v. Allstate Indemnity Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• stating that “[u]nder Sanford/Johnson, the insurer is obligated to pay insured family members the statutorily imposed minimum limit of liability insurance”
• noting that there was nothing in record to suggest that anyone but insured father was at fault
• holding family member exclusion to UM/UIM acceptable because family member is not considered financially irresponsible
• holding definitional exclusion valid as to claim by daughter passenger under policy issued to father as named insured, after collecting reduced minimum liability limits of $20,000 available under same policy after family exclusion under liability portion of policy was applied
• holding definitional exclusion valid as to claim by daughter passenger under policy issued to father as named insured, after collecting reduced minimum liability limits of $20,000 available under same policy after family exclusion under liability portion of policy was applied
• “We construe insurance contracts under the same rules of construction that govern ordinary contracts.”

Source: CourtListener parenthetical corpus (CC0).