Chaney v. Farmers' Fire Insurance

Citations

• 32 Pa. Super. 479
• 1907 Pa. Super. LEXIS 37

Syllabus

<p>Insurance — Fire insurance — Unconditional and sole ownership.</p> <p>A policy of fire insurance on a stock of goods contained a condition that the policy should be void “if the interest of the insured be other than unconditional and sole ownership.” The policy was issued in the name of “ Mrs. H. M. Chaney & Daughter.” The business was conducted under the name of “Mrs. H. M. Chaney & Daughter” who were apparently the owners of the business. Mrs. Chaney applied for the policy and received it from the agent. As a matter of fact the stock and business were owned by H. M. Chaney, the husband and father of the insured. Held, that the condition of the policy as to unconditional ownership precluded a recovery upon it. '</p>