Cedar Bluff Townhome Condominium Association, Inc. v. American Family Mutual Insurance Company

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• explaining that Minnesota courts “give deference to the appraisal panel’s factual determination as to the amount of loss,” like how much damage a hailstorm caused
• interpreting \comparable material and quality\; restating that appraisers may not construe policies but affirming award construing \comparable\ to mean a \reasonable\ color match because appraisal panel \applied the correct legal standard\
• awarding an insurance policyholder the full value of loss to replace all siding, rather than merely a percentage to replace only the damaged siding, because the appraisal panel explicitly determined that no suitable color match was available
• where a materially identical dispute was submitted to an appraisal panel, albeit before, rather than after, the court resolved the coverage issue
• “‘comparable material and quality’ requires something less than an identical color match, but a reasonable color match nonetheless”
• plain meaning of “comparable material and quality” requires matching

Source: CourtListener parenthetical corpus (CC0).