· 11/16/2004
Brian Wantz v. Experian Information Solutions
Citations
- 386 F.3d 829
- 2004 WL 2360980
How courts have described this case
Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.
- testimony that the plaintiff was “humiliated and embarrassed,” and that dealing with credit reporting agencies was “mentally and emotionally distressful,” held insufficient to establish actual damages
- “In short, where there is no evidence of disclosure to a third party, the plaintiff cannot establish the existence of a consumer report.”
- abrogated on other grounds by Safeco Ins. Co. of America v. Burr, 551 U.S. 47, 56 n.8 (2007)
- without evidence that the defendant “disclosed incorrect information,” the plaintiff cannot prove a violation of the FCRA’s reinvestigation requirement
- at summary judgment, finding insufficient evidence of emotional- distress damages where there was “no evidence that Experian disclosed [plaintiff’s] credit information to a third party”
- “In the absence of evidence that Experian disclosed incorrect information about the Virginia judgment to a third party, Wantz cannot even show that it violated the Act’s reinvestigation requirement … .”
Source: CourtListener parenthetical corpus (CC0).
Judges: Flaum, Manion, Williams
Read full opinion on CourtListenerSourced from CourtListener / Free Law Project (CC0).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.