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· 11/16/2004

Brian Wantz v. Experian Information Solutions

Citations

  • 386 F.3d 829
  • 2004 WL 2360980

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

  • testimony that the plaintiff was “humiliated and embarrassed,” and that dealing with credit reporting agencies was “mentally and emotionally distressful,” held insufficient to establish actual damages
  • “In short, where there is no evidence of disclosure to a third party, the plaintiff cannot establish the existence of a consumer report.”
  • abrogated on other grounds by Safeco Ins. Co. of America v. Burr, 551 U.S. 47, 56 n.8 (2007)
  • without evidence that the defendant “disclosed incorrect information,” the plaintiff cannot prove a violation of the FCRA’s reinvestigation requirement
  • at summary judgment, finding insufficient evidence of emotional- distress damages where there was “no evidence that Experian disclosed [plaintiff’s] credit information to a third party”
  • “In the absence of evidence that Experian disclosed incorrect information about the Virginia judgment to a third party, Wantz cannot even show that it violated the Act’s reinvestigation requirement … .”

Source: CourtListener parenthetical corpus (CC0).

Judges: Flaum, Manion, Williams

Read full opinion on CourtListener

Sourced from CourtListener / Free Law Project (CC0).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.