Brandt v. Time Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• recognizing that “Illinois law imposes no duty on an insurer to conduct an independent investigation of insurability before issuing an insurance policy”
• holding that requirement in section 154 of the Insurance Code that a copy of the application be attached to a policy before an insurer could rely on a misrepresentation contained therein to avoid the policy, became an implied term of the insurance policy
• statutory provisions governing insurance policies that were in effect when a policy was issued are treated as part of the policy
• “By entering into a contract, and by not excluding or modifying the effects of the various laws, the contracting parties are deemed to have accepted these laws as part of their agreement.”
• “it has long been the law in Illinois that an insurer has no general duty to investigate the truthfulness of answers given to questions on an application for insurance”
• “By entering into a contract, and by not excluding or modifying the effects of the various laws, the contracting parties are deemed to have accepted these laws as part of their agreement.”

Source: CourtListener parenthetical corpus (CC0).