Bankert Ex Rel. Habush v. Threshermen's Mutual Ins.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding policy “does not insure against theories of liability,” but “ ‘occurrences’ which cause injuries”
• noting that construing the policy to provide coverage \would convert the farmowners liability policy into an automobile policy\
• explaining that an “occurrence … is what is insured against—not theories of liability”
• explaining that an “occurrence … is what is insured against—not theories of liability”
• granting coverage based on theories of liability rather than the risk for which insurance was purchased \would convert the farmowners liability policy into an automobile policy\
• a court first focuses on the incident allegedly giving rise to coverage—not the theory of liability—to determine whether the incident comes within the coverage afforded by the policy

Source: CourtListener parenthetical corpus (CC0).