Badders v. Century Ins. Co.

Citations

• 2019 Ohio 1900

Syllabus

After being asked to leave the premises, an intoxicated patron drove his vehicle into and through a tavern owned by appellant. The incident caused injury to another customer, and the injured customer filed a cause of action against appellant. Appellant maintained a commercial insurance policy with appellee, but appellee, citing two policy provisions, denied appellant representation and indemnification. Based upon the incident at issue, the \Assault or Battery\ endorsement contained in the policy unambiguously excluded appellee's duty to defend or indemnify appellant regarding the injured patron's claims. Judgment affirmed. (Froelich, J., dissenting.)