APPALACHIAN INSURANCE COMPANY v. LIBERTY MUTUAL INSURANCE COMPANY, Appellant

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• “Using this analysis, the court asks if there was but one proximate, uninterrupted, and continuing cause which resulted in all of the injuries and damage.”
• injuries all resulted from one source — the insured’s discriminatory employment policies; the single occurrence for purposes of policy coverage was the insured’s adoption of its discriminatory policies
• a “contrary result . . . would contravene the rule that an insured cannot insure against something which has already begun”
• if there is but one cause for all of the losses, they are part of a single occurrence
• policy covered damages for personal injuries “caused by or arising out of each occurrence”
• expressly rejecting unfortunate event test and relying on underlying “cause” of property damage

Source: CourtListener parenthetical corpus (CC0).