American Insurance v. Padfield

Citations

• 78 Ill. 167

Syllabus

<p>Insurance—breach of condition to keep house insured occupied. A condition, in a policy of insurance of a dwelling house, that, if the house should become vacant and unoccupied, the policy should become void, is broken when the tenant occupying the same leaves the house two months before a loss by fire, and gives the assured notice of the fact, and no recovery can be had on the policy for the loss. The fact that the tenant has left a few articles in the building, and has not delivered the key to the owner, but with no intention of thereby holding possession, will not change the rule.</p>