Alton Ochsner Medical Foundation v. Allendale Mutual Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that an all-risk policy would cover damages sustained when insufficiently secured arches blew down in wind, as wind was an intervening cause that combined with defective workmanship to trigger damage
• resulting loss clause generally applies only to damage that \result[s] fortuitously from events extraneous to the construction process\ (quotation omitted) (applying Louisiana law)
• “[E]nsuing loss provisions . . . preserve coverage for damage different in kind from the defective workmanship that caused it.”
• ensuing loss clause generally applies only to damage that “result[s] fortuitously from events extraneous to the construction process”
• “To fall back within coverage as ‘resulting physical damage,’ the policy contemplates damage that is different in kind, not merely different in degree.”

Source: CourtListener parenthetical corpus (CC0).