Allstate Insurance Co. v. Kaneshiro

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding a new offer of optional UM/UIM coverage was required where a party was substituted for the named insured and a vehicle was added to the policy as they constituted material changes to the existing policy
• substituting wife for husband she divorced, along with addition of vehicle to policy, constituted material changes warranting new UM/UIM waivers
• finding substitution of wife as sole named insured following divorce on policy where husband was previously sole named insured constituted material change resulting in new policy and required separate waiver of underinsurance
• discussing a Louisiana case that concluded “a change in policy numbers does not necessarily indicate a new policy has been issued rather than a renewal or substitute policy” (citation omitted)
• relying on Couch on Insurance in defining the term “renewal policy” in HRS § 431:100-301 (1993), because the term was not defined in Hawaii’s motor vehicle insurance law, HRS eh. 431:100
• “the statute in effect as of the [motor vehicle insurance] policy’s effective date, governs the policy at issue and is part of the contract with full binding effect upon each party” (citations omitted)

Source: CourtListener parenthetical corpus (CC0).