Allstate Insurance Co. v. Juniel

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding no public policy violation for an exclusion where the insured was guilly of second degree felony assault
• finding the trial court properly excluded extrinsic evidence consisting of depositions, insurer’s internal memoranda, and communications with insurance officials
• explaining that “the fact that terms of a policy of insurance may be construed as ambiguous where applied to one set of facts does not make them ambiguous as to other facts which come directly within the purview of such terms” (internal quotation marks omitted)
• the context of the circumstances at issue may be considered in determining whether policy term is ambiguous
• conviction for second degree felony assault and misdemeanor menacing constituted criminal conduct for purposes of criminal conduct exclusion when conduct was reckless
• “The rule that ‘contracts of insurance are to be strictly construed in favor of the insured ... applies only when there is, in fact, a need to construe the contract.’ ... ‘courts will not force an ambiguity in order to resolve it against an insurer.’”

Source: CourtListener parenthetical corpus (CC0).