Aetna Casualty & Surety Co. v. Freyer

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• defining \intent\ in exclusionary clause as desiring consequences of an act or believing that the consequences are substantially certain to occur
• “[A]n insurer only has a duty to defend when the complaint alleges facts which bring the case within or potentially within the policy coverage ***.”
• “insurance companies, in order to make this limitation of coverage [to only accidents] absolutely clear and inescapable, include an exclusion for ‘intentional injuries’ caused by the insured”
• recovery under intentional acts exclusionary clause is not barred if insured, because of mental illness or defects does not know nature or wrongfulness of act or is deprived of ability to control conduct

Source: CourtListener parenthetical corpus (CC0).