Abner, Herrman & Brock, Inc. v. Great Northern Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding that civil authority coverage triggered after the terrorist attacks of September 11, 2001, because government orders shutting down Manhattan prevented plaintiff-insured from accessing its offices
• finding that civil authority coverage did not apply to subject property when “pedestrian access was permitted, and public transit was available” even though “vehicular traffic was restricted”
• finding no coverage after New York City lifted order prohibiting access to plaintiff’s premises even though traffic restrictions remained
• finding plaintiff was entitled to civil authority coverage only on dates where office access was completely denied by government order following September 11, 2001, but not for subsequent dates where access was only limited to certain persons
• finding contract unambiguous as the civil authority did not ‘prohibit access’ when it allowed employees and customers to approach the building on foot, even though car traffic to the building was blocked and that functionally made the conduct of the business difficult
• “A delay in giving notice may be excused if the insured lacked knowledge of the occurrence or had a reasonable belief in nonliability.”

Source: CourtListener parenthetical corpus (CC0).