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SENATE 978119th CongressRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

HELPER Act of 2025

Last Action
3/12/2025

Actions

  • 2025-03-12Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  • 2025-03-12Introduced in Senate

CRS Summary

As of 2025-03-12 (00)

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Cosponsors (20)

  • Jon Ossoff (D-GA)
  • Bill Cassidy (R-LA)
  • Raphael Warnock (D-GA)
  • Jeanne Shaheen (D-NH)
  • Catherine Cortez Masto (D-NV)
  • Ruben Gallego (D-AZ)
  • John Hickenlooper (D-CO)
  • Richard Blumenthal (D-CT)
  • Lisa Murkowski (R-AK)
  • James Risch (R-ID)
  • Cory Booker (D-NJ)
  • Mark Kelly (D-AZ)
  • Tammy Baldwin (D-WI)
  • John Fetterman (D-PA)
  • Elissa Slotkin (D-MI)
  • Dan Sullivan (R-AK)
  • James Justice (R-WV)
  • John Boozman (R-AR)
  • Ben Luján (D-NM)
  • Adam Schiff (D-CA)
Read on Congress.gov

Sourced from Congress.gov (public domain).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.