SENATE 723119th CongressBecame Public Law No: 119-88.

Tribal Trust Land Homeownership Act of 2025

Last Action: 5/4/2026

Actions

2026-05-04Became Public Law No: 119-88.
2026-05-04Became Public Law No: 119-88.
2026-05-04Signed by President.
2026-05-04Signed by President.
2026-04-27Presented to President.
2026-04-27Presented to President.
2026-03-04Motion to reconsider laid on the table Agreed to without objection.
2026-03-04On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
2026-03-04Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
2026-03-04Considered as unfinished business. (consideration: CR H2390)
2026-03-03At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
2026-03-03DEBATE - The House proceeded with forty minutes of debate on S. 723.
2026-03-03Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
2026-03-03Mr. Westerman moved to suspend the rules and pass the bill.
2025-12-15Held at the desk.

Showing 15 of 20 actions. Full history on Congress.gov.

CRS Summary

As of 2026-05-04 (49)

Tribal Trust Land Homeownership Act of 2025

This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Cosponsors (3)

Tina Smith (D-MN)
Mike Rounds (R-SD)
Kevin Cramer (R-ND)

Subjects

Congressional oversight
Government information and archives
Government studies and investigations
Housing finance and home ownership
Indian lands and resources rights
Intergovernmental relations

Became law: Pub. L. 119-88

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This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.