A resolution supporting the designation of September 19, 2025, as "National Stillbirth Prevention and Awareness Day", recognizing tens of thousands of families in the United States that have endured a stillbirth, and seizing the opportunity to keep other families from experiencing the same tragedy.
- Last Action
- 9/18/2025
Actions
- 2025-02-04Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 2025-02-04Introduced in Senate
CRS Summary
As of 2025-02-04 (00)
Fair Access to Banking Act
This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.
Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution.
The bill establishes the right for a person to bring a civil action for a violation of this bill.
Cosponsors (20)
- Jim Banks (R-IN)
- John Barrasso (R-WY)
- Marsha Blackburn (R-TN)
- John Boozman (R-AR)
- Katie Britt (R-AL)
- Ted Budd (R-NC)
- Shelley Capito (R-WV)
- Bill Cassidy (R-LA)
- John Cornyn (R-TX)
- Tom Cotton (R-AR)
- Mike Crapo (R-ID)
- Ted Cruz (R-TX)
- John Curtis (R-UT)
- Steve Daines (R-MT)
- Joni Ernst (R-IA)
- Deb Fischer (R-NE)
- Lindsey Graham (R-SC)
- Bill Hagerty (R-TN)
- John Hoeven (R-ND)
- Cindy Hyde-Smith (R-MS)
Sourced from Congress.gov (public domain).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.