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SENATE 3502118th CongressHeld at the desk.

Homebuyers Privacy Protection Act

Last Action
12/18/2024

Actions

  • 2024-12-18Held at the desk.
  • 2024-12-18Received in the House.
  • 2024-12-18Message on Senate action sent to the House.
  • 2024-12-17Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
  • 2024-12-17Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
  • 2024-12-17Measure laid before Senate by unanimous consent. (consideration: CR S7093)
  • 2024-12-17Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
  • 2024-12-17Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
  • 2024-03-12Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.
  • 2023-12-13Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)
  • 2023-12-13Introduced in Senate

CRS Summary

As of 2023-12-13 (00)

Homebuyers Privacy Protection Act

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

Cosponsors (20)

  • Bill Hagerty (R-TN)
  • Deb Fischer (R-NE)
  • Jeff Merkley (D-OR)
  • Pete Ricketts (R-NE)
  • John Fetterman (D-PA)
  • Marsha Blackburn (R-TN)
  • Chris Van Hollen (D-MD)
  • Mike Braun (R-IN)
  • Tina Smith (D-MN)
  • Katie Britt (R-AL)
  • Jeanne Shaheen (D-NH)
  • Angus King (I-ME)
  • Mike Rounds (R-SD)
  • Mike Crapo (R-ID)
  • Kevin Cramer (R-ND)
  • Sheldon Whitehouse (D-RI)
  • John Thune (R-SD)
  • Brian Schatz (D-HI)
  • Tommy Tuberville (R-AL)
  • Rick Scott (R-FL)

Subjects

  • Consumer credit
  • Financial services and investments
  • Housing finance and home ownership
  • Real estate business
  • Right of privacy
Read on Congress.gov

Sourced from Congress.gov (public domain).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.