TIER Act of 2025
- Last Action
- 2/25/2026
Actions
- 2026-02-25Placed on the Union Calendar, Calendar No. 457.
- 2026-02-25Reported (Amended) by the Committee on Financial Services. H. Rept. 119-532.
- 2026-02-25Reported (Amended) by the Committee on Financial Services. H. Rept. 119-532.
- 2025-12-17Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 19.
- 2025-12-17Committee Consideration and Mark-up Session Held
- 2025-12-16Committee Consideration and Mark-up Session Held
- 2025-12-10Referred to the House Committee on Financial Services.
- 2025-12-10Introduced in House
- 2025-12-10Introduced in House
CRS Summary
As of 2025-12-10 (00)
Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025
This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.
For example, the bill increases the asset threshold above which
- bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;
- financial holding companies need board approval to acquire a company;
- bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and
- bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.
Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.
Cosponsors (7)
- Daniel Meuser (R-PA)
- Roger Williams (R-TX)
- Tim Moore (R-NC)
- Maria Salazar (R-FL)
- Frank Lucas (R-OK)
- Pete Sessions (R-TX)
- Zachary Nunn (R-IA)
Subjects
- Bank accounts, deposits, capital
- Banking and financial institutions regulation
- Currency
- Economic performance and conditions
- Financial crises and stabilization
- Performance measurement
Sourced from Congress.gov (public domain).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.