Skip to main content
HOUSE 6536119th CongressPlaced on the Union Calendar, Calendar No. 404.

Rural Depositories Revitalization Study Act

Last Action
2/2/2026

Actions

  • 2026-02-02Placed on the Union Calendar, Calendar No. 404.
  • 2026-02-02Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
  • 2026-02-02Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
  • 2025-12-17Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.
  • 2025-12-17Committee Consideration and Mark-up Session Held
  • 2025-12-16Committee Consideration and Mark-up Session Held
  • 2025-12-09Referred to the House Committee on Financial Services.
  • 2025-12-09Introduced in House
  • 2025-12-09Introduced in House

CRS Summary

As of 2026-02-02 (07)

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

Cosponsors (3)

  • John Rose (R-TN)
  • Josh Gottheimer (D-NJ)
  • Tim Moore (R-NC)

Subjects

  • Bank accounts, deposits, capital
  • Congressional oversight
  • Financial services and investments
  • Government information and archives
  • Government studies and investigations
  • Rural conditions and development
Read on Congress.gov

Sourced from Congress.gov (public domain).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.