HOUSE 53119th CongressReferred to the Committee on Energy and Commerce, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Expressing support for the recognition of September 26, 2025, as "World Contraception Day" and expressing the sense of the House of Representatives regarding global and domestic access to contraception.

Last Action: 9/26/2025

Actions

2025-01-03Referred to the House Committee on Financial Services.
2025-01-03Introduced in House
2025-01-03Introduced in House

CRS Summary

As of 2025-01-03 (00)

Responsible Borrower Protection Act of 2025

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.

Cosponsors (7)

Andrew Ogles (R-TN)
Eric Burlison (R-MO)
Randy Weber (R-TX)
Ben Cline (R-VA)
Mike Bost (R-IL)
Michael Cloud (R-TX)
Byron Donalds (R-FL)

Subjects

Credit and credit markets
Government National Mortgage Association (Ginnie Mae)
Housing finance and home ownership
Inflation and prices
User charges and fees

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