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HOUSE 4112117th CongressReferred to the House Committee on Financial Services.

Clarity in Credit Score Formation Act of 2021

Last Action
6/24/2021

Actions

  • 2021-06-24Referred to the House Committee on Financial Services.
  • 2021-06-24Introduced in House
  • 2021-06-24Introduced in House

CRS Summary

As of 2021-06-24 (00)

Clarity in Credit Score Formation Act of 2021

This bill requires the Consumer Financial Protection Bureau (CFPB) to regulate credit score models by establishing standards for validating the accuracy and predictive value of these models. The bill also gives the CFPB the authority to prohibit the use of certain factors in credit score models.

The CFPB must report on the impact of the inclusion of nontraditional data in these models.

Read on Congress.gov

Sourced from Congress.gov (public domain).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.