TAILOR Act of 2025
- Last Action
- 6/4/2025
Actions
- 2025-06-04Placed on the Union Calendar, Calendar No. 104.
- 2025-06-04Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
- 2025-06-04Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
- 2025-05-21Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
- 2025-05-21Committee Consideration and Mark-up Session Held
- 2025-05-14Referred to the House Committee on Financial Services.
- 2025-05-14Introduced in House
- 2025-05-14Introduced in House
CRS Summary
As of 2025-06-04 (07)
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
This bill addresses the supervision of financial institutions.
Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.
The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.
Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Cosponsors (1)
- Troy Downing (R-MT)
Subjects
- Banking and financial institutions regulation
- Business records
- Congressional oversight
Sourced from Congress.gov (public domain).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.