Consumer Protection for Medical Debt Collections Act
- Last Action
- 4/14/2021
Actions
- 2021-04-14Referred to the House Committee on Financial Services.
- 2021-04-14Introduced in House
- 2021-04-14Introduced in House
CRS Summary
As of 2021-04-14 (00)
Consumer Protection for Medical Debt Collections Act
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.
Subjects
- Consumer credit
- Debt collection
- Health care costs and insurance
Sourced from Congress.gov (public domain).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.