HOUSE 166117th CongressMotion to reconsider laid on the table Agreed to without objection.

Providing for consideration of the bill (H.R. 1319) to provide for reconciliation pursuant to title II of S. Con. Res. 5.

Last Action: 2/26/2021

Actions

2022-06-07Placed on the Union Calendar, Calendar No. 263.
2022-06-07Reported (Amended) by the Committee on Financial Services. H. Rept. 117-349.
2022-06-07Reported (Amended) by the Committee on Financial Services. H. Rept. 117-349.
2021-05-12Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 24.
2021-05-12Committee Consideration and Mark-up Session Held.
2021-01-04Referred to the House Committee on Financial Services.
2021-01-04Introduced in House
2021-01-04Introduced in House

CRS Summary

As of 2022-06-07 (07)

Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

Subjects

Age discrimination
Banking and financial institutions regulation
Business ethics
Census and government statistics
Civil actions and liability
Consumer Financial Protection Bureau
Consumer affairs
Consumer credit
Executive agency funding and structure
Racial and ethnic relations
Sex, gender, sexual orientation discrimination

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