HOUSE 1270117th CongressReferred to the Subcommittee on Consumer Protection and Commerce.
PAID Act
- Last Action
- 2/24/2021
Actions
- 2021-02-24Referred to the Subcommittee on Consumer Protection and Commerce.
- 2021-02-23Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 2021-02-23Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 2021-02-23Introduced in House
- 2021-02-23Introduced in House
CRS Summary
As of 2021-02-23 (00)
Prohibit Auto Insurance Discrimination Act or the PAID Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
Cosponsors (12)
- Rashida Tlaib (D-MI)
- Mark Takano (D-CA)
- BENNIE THOMPSON (D-MS)
- Jahana Hayes (D-CT)
- Mondaire Jones (D-NY)
- Alexandria Ocasio-Cortez (D-NY)
- Jesus Garcia (D-IL)
- BARBARA LEE (D-CA)
- ELEANOR NORTON (D-DC)
- SANFORD BISHOP (D-GA)
- ALCEE HASTINGS (D-FL)
- Ilhan Omar (D-MN)
Sourced from Congress.gov (public domain).
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.