HOUSE 1153115th CongressReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Mortgage Choice Act of 2017

Last Action: 2/12/2018

Actions

2018-02-12Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2018-02-08Motion to reconsider laid on the table Agreed to without objection.
2018-02-08On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
2018-02-08Passed/agreed to in House: On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
2018-02-08Considered as unfinished business. (consideration: CR H981-982)
2018-02-07POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1153, the Chair put the question on passage of the bill, and by voice vote announced that the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until a time to be announced.
2018-02-07The previous question was ordered pursuant to the rule.
2018-02-07DEBATE - The House proceeded with one hour of debate on H.R. 1153.
2018-02-07The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
2018-02-07Considered under the provisions of rule H. Res. 725. (consideration: CR H906-965; text: CR H907)
2018-02-05Rules Committee Resolution H. Res. 725 Reported to House. The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
2018-01-22Placed on the Union Calendar, Calendar No. 387.
2018-01-22Reported by the Committee on Financial Services. H. Rept. 115-522.
2018-01-22Reported by the Committee on Financial Services. H. Rept. 115-522.
2017-11-14Ordered to be Reported by the Yeas and Nays: 46 - 13.

Showing 15 of 19 actions. Full history on Congress.gov.

CRS Summary

As of 2018-02-08 (81)

(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)

Mortgage Choice Act of 2017

(Sec. 2) This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage." (A high-cost mortgage designation restricts the terms of the loan and requires a lender to make certain disclosures to the borrower.)

Cosponsors (17)

ED ROYCE (R-CA)
David Scott (D-GA)
Steve Stivers (R-OH)
GREGORY MEEKS (D-NY)
David Joyce (R-OH)
MIKE DOYLE (D-PA)
BETTY MCCOLLUM (D-MN)
Ann Wagner (R-MO)
Dennis Ross (R-FL)
Keith Rothfus (R-PA)
Robert Pittenger (R-NC)
Tim Walberg (R-MI)
Sean Duffy (R-WI)
Luke Messer (R-IN)
David Trott (R-MI)
Ralph Norman (R-SC)
Josh Gottheimer (D-NJ)

Subjects

Administrative law and regulatory procedures
Consumer Financial Protection Bureau
Housing finance and home ownership
User charges and fees

Read on Congress.gov

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