Agency Information Collection Activities: Comment Request

Issuing agencies

Abstract

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting to renew the Office of Management and Budget's (OMB's) approval for an existing collection, titled "Real Estate Settlement Procedures Act (Regulation X)" approved under OMB Control Number 3170-0016.

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<title>Federal Register, Volume 91 Issue 209 (Friday, October 30, 2026)</title>
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[Federal Register Volume 91, Number 209 (Friday, October 30, 2026)]
[Notices]
[Pages 68496-68497]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-22228]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2026-0026]


Agency Information Collection Activities: Comment Request

AGENCY: Consumer Financial Protection Bureau.

[[Page 68497]]


ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting 
to renew the Office of Management and Budget's (OMB's) approval for an 
existing collection, titled ``Real Estate Settlement Procedures Act 
(Regulation X)'' approved under OMB Control Number 3170-0016.

DATES: Written comments are encouraged and must be received on or 
before December 29, 2026 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
    <bullet> Federal eRulemaking Portal: <a href="http://www.regulations.gov">http://www.regulations.gov</a>. 
Follow the instructions for submitting comments.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#81d1d3c0dec2eeecece4eff5f2c1e2e7f1e3afe6eef7"><span class="__cf_email__" data-cfemail="702022312f331f1d1d151e040330131600125e171f06">[email&#160;protected]</span></a>. Include Docket No. CFPB-
2026-0026 in the subject line of the email.
    <bullet> Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 445 12th St. SW, 
Washington, DC 20024-2101.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or 
email: <a href="/cdn-cgi/l/email-protection#85c6c3d5c7dad5d7c4c5e6e3f5e7abe2eaf3"><span class="__cf_email__" data-cfemail="eba8adbba9b4bbb9aaab888d9b89c58c849d">[email&#160;protected]</span></a>. If you require this document in an 
alternative electronic format, please contact 
<a href="/cdn-cgi/l/email-protection#d0939680928f91b3b3b5a3a3b9b2b9bcb9a4a990b3b6a0b2feb7bfa6"><span class="__cf_email__" data-cfemail="185b5e485a47597b7b7d6b6b717a7174716c61587b7e687a367f776e">[email&#160;protected]</span></a>. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Real Estate Settlement Procedures Act 
(Regulation X).
    OMB Control Number: 3170-0016.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Private sector.
    Estimated Number of Respondents: 9,377.
    Estimated Total Annual Burden Hours: 1,811,553.
    Abstract: Regulation X, 12 CFR 1024.1 et seq., implements the Real 
Estate Settlement Procedures Act (RESPA). Regulation X contains 
information collections in the form of various disclosure and 
recordkeeping requirements. The disclosures in this collection are 
required by the statute or implementing regulations. Consumers use the 
disclosures required by RESPA and Regulation X to inform their choice 
of settlement service providers, to review the final terms of a 
settlement, to understand whom to contact about questions concerning 
their mortgage loan, and to identify and to protect themselves against 
inaccurate or questionable loan servicing practices.
    The information collections discussed in this supporting statement 
are required in Regulation X.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-22228 Filed 10-29-26; 8:45 am]
BILLING CODE 4810-AM-P


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