Agency Information Collection Activities: Comment Request

Issuing agencies

Abstract

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) requests the Office of Management and Budget's (OMB's) extension of the existing information collection titled "Electronic Fund Transfer Act (Regulation E)" approved under OMB Control Number 3170-0014.

Full Text

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<title>Federal Register, Volume 91 Issue 209 (Friday, October 30, 2026)</title>
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[Federal Register Volume 91, Number 209 (Friday, October 30, 2026)]
[Notices]
[Page 68496]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-22227]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2026-0025]


Agency Information Collection Activities: Comment Request

AGENCY: Consumer Financial Protection Bureau.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the 
Office of Management and Budget's (OMB's) extension of the existing 
information collection titled ``Electronic Fund Transfer Act 
(Regulation E)'' approved under OMB Control Number 3170-0014.

DATES: Written comments are encouraged and must be received on or 
before December 29, 2026 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
    <bullet> Federal eRulemaking Portal: <a href="http://www.regulations.gov">http://www.regulations.gov</a>. 
Follow the instructions for submitting comments.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#8bdbd9cad4c8e4e6e6eee5fff8cbe8edfbe9a5ece4fd"><span class="__cf_email__" data-cfemail="336361726c705c5e5e565d474073505543511d545c45">[email&#160;protected]</span></a>. Include Docket No. CFPB-
2026-0025 in the subject line of the email.
    <bullet> Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 445 12th St. SW, 
Washington, DC 20024-2101. Because paper mail in the Washington, DC 
area and at the CFPB is subject to delay, commenters are encouraged to 
submit comments electronically.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or 
email: <a href="/cdn-cgi/l/email-protection#13505543514c43415253707563713d747c65"><span class="__cf_email__" data-cfemail="86c5c0d6c4d9d6d4c7c6e5e0f6e4a8e1e9f0">[email&#160;protected]</span></a>. If you require this document in an 
alternative electronic format, please contact 
<a href="/cdn-cgi/l/email-protection#7b383d2b39243a18181e080812191217120f023b181d0b19551c140d"><span class="__cf_email__" data-cfemail="86c5c0d6c4d9c7e5e5e3f5f5efe4efeaeff2ffc6e5e0f6e4a8e1e9f0">[email&#160;protected]</span></a>. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Electronic Fund Transfer Act (Regulation E).
    OMB Control Number: 3170-0014.
    Type of Review: Extension of a currently approved information 
collection.
    Affected Public: Private sector.
    Estimated Number of Respondents: 600,000.
    Estimated Total Annual Burden Hours: 3,361,056.
    Abstract: The Electronic Fund Transfer Act (EFTA), 15 U.S.C. 1693 
et seq., requires accurate disclosure of the costs, terms, and rights 
relating to electronic fund transfer (EFT) services and remittance 
transfer services to consumers. Entities offering EFT services must 
provide consumers with full and accurate information regarding 
consumers' rights and responsibilities in connection with EFT services. 
These disclosures are intended to protect the rights of consumers using 
EFT services, such as automated teller machine (ATM) transfers, 
telephone bill-payment services, point-of-sale transfers at retail 
establishments, electronic check conversion, payroll cards, and 
preauthorized transfers from or to a consumer's account. EFTA also 
establishes error resolution procedures and limits consumer liability 
for unauthorized transfers in connection with EFT services. EFTA and 
Regulation E impose disclosure and other requirements on issuers and 
sellers of gift cards, gift certificates, and general-use prepaid 
cards. Further, EFTA and Regulation E establish a legal framework 
governing remittance transfers, including certain disclosure 
obligations, error resolution procedures, and cancellation rights.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-22227 Filed 10-29-26; 8:45 am]
BILLING CODE 4810-AM-P


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