Notice2026-22136
30-Day Notice of Proposed Information Collection: Informed Consumer Choice Disclosure and Application for HUD/FHA Insured Mortgage
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
October 30, 2026
Issuing agencies
Housing and Urban Development Department
Abstract
HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comments from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 30 days of public comment.
Full Text
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<title>Federal Register, Volume 91 Issue 209 (Friday, October 30, 2026)</title>
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[Federal Register Volume 91, Number 209 (Friday, October 30, 2026)]
[Notices]
[Pages 68537-68538]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-22136]
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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
[Docket No. FR-7107-N-28; OMB Control No.: 2502-0059]
30-Day Notice of Proposed Information Collection: Informed
Consumer Choice Disclosure and Application for HUD/FHA Insured Mortgage
AGENCY: Office of Policy Development and Research, Chief Data Officer,
HUD.
ACTION: Notice.
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SUMMARY: HUD is seeking approval from the Office of Management and
Budget (OMB) for the information collection described below. In
accordance with the Paperwork Reduction Act, HUD is requesting comments
from all interested parties on the proposed collection of information.
The purpose of this notice
[[Page 68538]]
is to allow for 30 days of public comment.
DATES: Comments Due Date: November 30, 2026.
ADDRESSES: Interested persons are invited to submit comments regarding
this proposal. Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
FOR FURTHER INFORMATION CONTACT: Anna Guido, PRA Compliance Officer,
Paperwork Reduction Act Division (PRAD), Department of Housing and
Urban Development, 451 7th Street SW, Room 8210, Washington, DC 20410;
email at <a href="/cdn-cgi/l/email-protection#b7e7d6c7d2c5c0d8c5dce5d2d3c2d4c3ded8d9f6d4c3f8d1d1ded4d2f7dfc2d399d0d8c1"><span class="__cf_email__" data-cfemail="82d2e3f2e7f0f5edf0e9d0e7e6f7e1f6ebedecc3e1f6cde4e4ebe1e7c2eaf7e6ace5edf4">[email protected]</span></a>, ATTN: Anna Guido,
telephone (202) 402-5535. This is not a toll-free number. HUD welcomes
and is prepared to receive calls from individuals who are deaf or hard
of hearing, as well as individuals with speech or communication
disabilities. To learn more about how to make an accessible telephone
call, please visit <a href="https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs">https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs</a>.
Available documents submitted to OMB can be found in the docket
file on <a href="http://reginfo.gov">reginfo.gov</a>.
SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is
seeking approval from OMB for the information collection described in
Section A. The Federal Register notice that solicited public comment on
the information collection for a period of 60 days was published on
September 15, 2026 at 90 FR 44389.
A. Overview of Information Collection
Title of Information Collection: Informed Consumer Choice
Disclosure and Application For HUD/FHA Insured Mortgage.
OMB Approval Number: 2502-0059.
Type of Request: Revision of currently approved collection.
Form Number: HUD-92900-A, HUD-92900-B, HUD-92900-LT, HUD-92561,
Model Notice for Informed Consumer Choice Disclosure Settlement
Certification, and HUD-92544.
Description of the need for the information and proposed use:
Specific forms and related documents are needed to determine the
eligibility of the borrower and proposed mortgage transaction for FHA's
mortgage insurance endorsement. The collection also contains additional
notification requirements for lenders on refinances with existing FHA
partial claim subordinate liens. Lenders seeking FHA's insurance
prepare these forms to collect and report data. This renewal also
contains a revision to the prior Supporting Statement and removes the
requirement that lenders provide Fannie Mae/Freddie Mac form 1103,
Supplemental Consumer Information Form (SCIF). The SCIF is required by
the GSE's but is not a statutory or regulatory requirement for HUD.
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Number of Responses Burden hour Annual burden Hourly cost
Information collection respondents Frequency of response per annum per response hours per response Annual cost
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HUD-92900-A, its related exhibits 2045 Varies................ 827,150 .17 140,615.50 $48.49 $6,818,445.60
and other forms.
HUD-92900-LT....................... 2045 Varies................ 827,150 .17 140,615.50 48.49 6,818,445.60
HUD-92561 (2-4) units.............. 2045 Varies................ 21,865 .03 655.95 48.49 31,807.02
HUD-92544 (new construction)....... 2045 Varies................ 123,690 .05 6,184.50 48.49 299,886.41
Additional burden for buy down 2045 Varies................ 1,056 .05 52.80 48.49 2,560.27
agreements.
Additional burden for pre-insurance 2045 Varies................ 827,150 .17 140,615.50 48.49 6,818,445.60
review.
Settlement certification (purchase 2045 Varies................ 603,040 .01 6,030.40 48.49 292,414.10
transactions).
Flood Insurance.................... 2045 Varies................ 9,852 .08 788.16 48.49 38,217.88
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Totals......................... 2045 Varies................ 3,240,953 .73 435,558.31 48.49 21,120,222.45
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B. Solicitation of Public Comment
This notice is soliciting comments from members of the public and
affected parties concerning the collection of information described in
Section A on the following:
(1) Whether the proposed collection of information is necessary for
the proper performance of the functions of the agency, including
whether the information will have practical utility;
(2) The accuracy of the agency's estimate of the burden of the
proposed collection of information;
(3) Ways to enhance the quality, utility, and clarity of the
information to be collected; and
(4) Ways to minimize the burden of the collection of information on
those who are to respond; including through the use of appropriate
automated collection techniques or other forms of information
technology, e.g., permitting electronic submission of responses.
HUD encourages interested parties to submit comments in response to
these questions.
C. Authority
44 U.S.C. 3507.
Anna Guido,
Department PRA Compliance Officer, Office of Policy Development and
Research, Chief Data Officer.
[FR Doc. 2026-22136 Filed 10-29-26; 8:45 am]
BILLING CODE 4210-67-P
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