Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Community Disaster Loan (CDL) Program

Issuing agencies

Abstract

The Federal Emergency Management Agency (FEMA) will submit the information collection abstracted below to the Office of Management and Budget for review and clearance in accordance with the requirements of the Paperwork Reduction Act of 1995. FEMA invites the general public to take this opportunity to comment on a revision of a currently approved information collection. In accordance with the requirements of the Paperwork Reduction Act of 1995, this notice seeks comments concerning the Community Disaster Loan (CDL) Program. This collection allows the Federal Government to make loans to local governments that have suffered economic problems due to disasters.

Full Text

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<title>Federal Register, Volume 91 Issue 202 (Wednesday, October 21, 2026)</title>
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[Federal Register Volume 91, Number 202 (Wednesday, October 21, 2026)]
[Notices]
[Pages 66574-66575]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-21497]



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DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

[Docket ID: FEMA-2026-0430; OMB No. 1660-0083]


Agency Information Collection Activities: Submission for OMB 
Review, Comment Request; Application for Community Disaster Loan (CDL) 
Program

AGENCY: Federal Emergency Management Agency, Department of Homeland 
Security.

ACTION: 30-Day notice of revision and request for comments.

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SUMMARY: The Federal Emergency Management Agency (FEMA) will submit the 
information collection abstracted below to the Office of Management and 
Budget for review and clearance in accordance with the requirements of 
the Paperwork Reduction Act of 1995. FEMA invites the general public to 
take this opportunity to comment on a revision of a currently approved 
information collection. In accordance with the requirements of the 
Paperwork Reduction Act of 1995, this notice seeks comments concerning 
the Community Disaster Loan (CDL) Program. This collection allows the 
Federal Government to make loans to local governments that have 
suffered economic problems due to disasters.

DATES: Comments must be submitted on or before November 20, 2026.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Requests for additional information or 
copies of the information collection should be made to Director, 
Information Management Division, 500 C Street SW, Washington, DC 20472, 
email address <a href="/cdn-cgi/l/email-protection#89cfccc4c8a4c0e7efe6fbe4e8fde0e6e7a4cae6e5e5eceafde0e6e7faa4c4e8e7e8eeece4ece7fdc9efece4e8a7ede1faa7eee6ff"><span class="__cf_email__" data-cfemail="fcbab9b1bdd1b5929a938e919d88959392d1bf939090999f889593928fd1b19d929d9b9991999288bc9a99919dd298948fd29b938a">[email&#160;protected]</span></a> or 
Martha Castro, Section Chief, Program Support and Monitoring Branch, 
Public Assistance Division, 202-701-4023, or 
<a href="/cdn-cgi/l/email-protection#15587467617d743b56746661677a55737078743b717d663b727a63"><span class="__cf_email__" data-cfemail="c18ca0b3b5a9a0ef82a0b2b5b3ae81a7a4aca0efa5a9b2efa6aeb7">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: The information collection is required for 
Community Disaster Loan (CDL) Program eligibility determinations, CDL 
management, and compliance with other Federal laws and regulations. The 
CDL Program is authorized by Section 417 of the Robert T. Stafford 
Disaster Relief and Emergency Assistance Act, Public Law 93-288, as 
amended, 88 Stat. 143 (42 U.S.C. 5184) and implementing regulations at 
44 CFR part 206, subpart K. FEMA may make a CDL to any local government 
which has suffered a substantial loss of tax or other revenues as a 
result of a major disaster or emergency and which demonstrates a need 
for Federal financial assistance to perform its governmental functions.
    The CDL must be justified on the basis of need and be based on the 
actual and projected expenses, as a result of the disaster, for the 
fiscal year in which the disaster occurred and the three succeeding 
fiscal years. FEMA has the authority to cancel repayment of all or part 
of these CDLs to the extent that a determination is made that revenues 
of the local government during the three fiscal years following the 
disaster are insufficient to meet the operating budget of that local 
government because of disaster related revenue losses and additional 
unreimbursed disaster-related municipal operating expenses.
    This proposed information collection previously published in the 
Federal Register on August 4, 2026, at 91 FR 49435 with a 60-day public 
comment period. FEMA received one comment. The commenter expressed 
concern about the removal of Part III the Community Disaster Loan 
Promissory Note, asserting its practical utility for maintaining 
reliable cash-flow projections for Federal direct loans. FEMA is 
replacing the speculative, nonbinding projected disbursement schedule 
with a practical, real-time assessment of actual financial need at the 
time each loan draw is requested. This updated process prevents local 
governments from incurring unnecessary interest expenses by ensuring 
funds are borrowed only when current revenues cannot meet operating 
obligations. Additionally, this change strengthens the stewardship of 
Federal funds and improves administrative utility without impacting 
required credit-subsidy cash-flow forecasting or changing the 
information collection burden. The purpose of this notice is to notify 
the public that FEMA will submit the information collection abstracted 
below to the Office of Management and Budget for review and clearance. 
This 30-day notice updates the type of information collection that was 
previously published in the 60-day notice as Extension, with a minor 
change to Revision of a currently approved information collection.

Collection of Information

    Title: Application for Community Disaster Loan (CDL) Program.
    Type of Information Collection: Revision of a currently approved 
information collection.
    OMB Number: 1660-0083.
    FEMA Forms: FEMA Form-104-FY-22-223 (formerly 090-0-1), 
Certification of Eligibility for Community Disaster Loans; FEMA Form-
104-FY-22-224 (formerly 116-0-1), Promissory Note; FEMA Form-104-FY-22-
225 (formerly 085-0-1), Local Government Resolution--Collateral 
Security; FEMA Form-104-FY-22-226 (formerly 112-0-3C), Certifications 
Regarding Lobbying, Debarment, Suspension and Other Responsibility 
Matters, and Drug-Free Workplace Requirements; FEMA Form-104-FY-22-227 
(formerly 009-0-15), Application for Loan Cancellation.
    Abstract: The loan package for the CDL Program provides local 
governments that have suffered substantial loss of tax or other 
revenues as a result of a major disaster, the opportunity to obtain 
financial assistance in order to perform their governmental functions. 
The loan must be justified on the basis of need and disaster-related 
expenses.
    Affected Public: Local, U.S. Territory, or Tribal Government.
    Estimated Number of Respondents: 260.
    Estimated Number of Responses: 260.
    Estimated Total Annual Burden Hours: 552.
    Estimated Total Annual Respondent Cost: $29,990.
    Estimated Respondents' Operation and Maintenance Costs: 0.
    Estimated Respondents' Capital and Start-Up Costs: 0.
    Estimated Total Annual Cost to the Federal Government: $80,961.

Comments

    Comments may be submitted as indicated in the ADDRESSES caption 
above. Comments are solicited to (a) evaluate whether the proposed data 
collection is necessary for the proper performance of the Agency, 
including whether the information shall have practical utility; (b) 
evaluate the accuracy of the Agency's estimate of the burden of the 
proposed collection of information, including the validity of the 
methodology and assumptions used; (c) enhance the quality, utility, and 
clarity of the information to be collected; and (d) minimize the burden 
of the collection of information on those who are to respond, including 
through the use of appropriate automated, electronic, mechanical, or 
other

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technological collection techniques or other forms of information 
technology, e.g., permitting electronic submission of responses.

Nigel S. Allicock,
Records Management Branch Chief, Office of the Chief Administrative 
Officer, Mission Support, Federal Emergency Management Agency, 
Department of Homeland Security.
[FR Doc. 2026-21497 Filed 10-20-26; 8:45 am]
BILLING CODE 9111-24-P


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