Agency Information Collection Activities: Information Collection Extension; Submission for OMB Review; Regulatory Capital Reporting for Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 101)

Issuing agencies

Abstract

In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. On June 5, 2026, the Federal Financial Institutions Examination Council (FFIEC), of which the agencies are members, requested public comment for 60 days on a proposal to extend for three years, without revision, the Regulatory Capital Reporting for Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 101), which is currently an approved collection of information for each agency. The comment period for the June notice expired on August 4, 2026. No comments were received, and as described in the SUPPLEMENATRY INFORMATION section of this document, the agencies will proceed with the extension without revision of the FFIEC 101. In addition, the agencies are giving notice that they are sending the collections to OMB for review.

Full Text

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<title>Federal Register, Volume 91 Issue 199 (Friday, October 16, 2026)</title>
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[Federal Register Volume 91, Number 199 (Friday, October 16, 2026)]
[Notices]
[Pages 65843-65845]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-21185]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

FEDERAL RESERVE SYSTEM

FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Information Collection 
Extension; Submission for OMB Review; Regulatory Capital Reporting for 
Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 
101)

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; 
Board of Governors of the Federal Reserve System (Board); and Federal 
Deposit Insurance Corporation (FDIC).

ACTION: Joint notice and request for comment.

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SUMMARY:  In accordance with the requirements of the Paperwork 
Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the 
agencies) may not conduct or sponsor, and the respondent is not 
required to respond to, an information collection unless it displays a 
currently valid Office of Management and Budget (OMB) control number. 
On June 5, 2026, the Federal Financial Institutions Examination Council 
(FFIEC), of which the agencies are members, requested public comment 
for 60 days on a proposal to extend for three years, without revision, 
the Regulatory Capital Reporting for Institutions Subject to the 
Advanced Capital Adequacy Framework (FFIEC 101), which is currently an 
approved collection of information for each agency. The comment period 
for the June notice expired on August 4, 2026. No comments were 
received, and as described in the SUPPLEMENATRY INFORMATION section of 
this document, the agencies will proceed with the extension without 
revision of the FFIEC 101. In addition, the agencies are giving notice 
that they are sending the collections to OMB for review.

DATES: Comments must be received on or before November 16, 2026.

ADDRESSES:  Interested parties are invited to submit written comments 
to any or all of the agencies.

[[Page 65844]]

    All comments will be shared among the agencies.
    OCC: Commenters are encouraged to submit comments by email, if 
possible. You may submit comments, which should refer to ``FFIEC 101,'' 
by any of the following methods:
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#9ceceefdf5f2faf3dcf3ffffb2e8eef9fdefb2fbf3ea"><span class="__cf_email__" data-cfemail="85f5f7e4ecebe3eac5eae6e6abf1f7e0e4f6abe2eaf3">[email&#160;protected]</span></a>.
    <bullet> Mail: Chief Counsel's Office, Attention: Comment 
Processing, Office of the Comptroller of the Currency, Attention: 1557-
0239, 400 7th Street SW, Suite 1E-216, Washington, DC 20219.
    <bullet> Hand Delivery/Courier: 400 7th Street SW, Suite 1E-216, 
Washington, DC 20219.
    <bullet> Fax: (571) 293-4835.
    Instructions: You must include ``OCC'' as the agency name and 
``1557-0239'' in your comment. In general, the OCC will publish 
comments on <a href="http://www.reginfo.gov">www.reginfo.gov</a> without change, including any business or 
personal information provided, such as name and address information, 
email addresses, or phone numbers. Comments received, including 
attachments and other supporting materials, are part of the public 
record and subject to public disclosure. Do not include any information 
in your comment or supporting materials that you consider confidential 
or inappropriate for public disclosure.
    You may review comments and other related materials that pertain to 
this information collection beginning on the date of publication of the 
second notice for this collection by the method set forth in the next 
bullet.
    <bullet> Viewing Comments Electronically: Go to <a href="http://www.reginfo.gov">www.reginfo.gov</a>. 
Hover over the ``Information Collection Review'' tab and click on 
``Information Collection Review'' from the drop-down menu. From the 
``Currently under Review'' drop-down menu, select ``Department of 
Treasury'' and then click ``submit.'' This information collection can 
be located by searching OMB control number ``1557-0239'' or 
``Regulatory Capital Reporting for Institutions Subject to the Advanced 
Capital Adequacy Framework (FFIEC 101).'' Upon finding the appropriate 
information collection, click on the related ``ICR Reference Number.'' 
On the next screen, select ``View Supporting Statement and Other 
Documents'' and then click on the link to any comment listed at the 
bottom of the screen.
    <bullet> For assistance in navigating <a href="http://www.reginfo.gov">www.reginfo.gov</a>, please 
contact the Regulatory Information Service Center at (202) 482-7340.
    Board: You may submit comments, which should refer to ``FFIEC 101'' 
by any of the following methods:
    <bullet> Agency Website: <a href="http://www.federalreserve.gov">http://www.federalreserve.gov</a>. Follow the 
instructions for submitting comments at: <a href="http://www.federalreserve.gov/generalinfo/foia/ProposedRegs.cfm">http://www.federalreserve.gov/generalinfo/foia/ProposedRegs.cfm</a>.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#2a584f4d5904494547474f445e596a4c4f4e4f584b46584f594f585c4f044d455c"><span class="__cf_email__" data-cfemail="b2c0d7d5c19cd1dddfdfd7dcc6c1f2d4d7d6d7c0d3dec0d7c1d7c0c4d79cd5ddc4">[email&#160;protected]</span></a>. Include ``FFIEC 
101'' in the subject line of the message.
    <bullet> Fax: (202) 395-6974.
    <bullet> Mail: Benjamin W. McDonough, Secretary of the Board, Board 
of Governors of the Federal Reserve System, 20th Street and 
Constitution Avenue NW, Washington, DC 20551.
    All public comments are available on the Board's website at <a href="https://www.federalreserve.gov/apps/foia/proposedregs.aspx">https://www.federalreserve.gov/apps/foia/proposedregs.aspx</a> as submitted, 
unless modified for technical reasons. Accordingly, your comments will 
not be edited to remove any identifying or contact information.
    FDIC: You may submit comments, which should refer to ``FFIEC 101,'' 
by any of the following methods:
    <bullet> Agency Website: <a href="https://www.fdic.gov/federal-register-publications">https://www.fdic.gov/federal-register-publications</a>. Follow the instructions for submitting comments on the 
FDIC's website.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#89eae6e4e4ece7fdfac9cfcdc0caa7eee6ff"><span class="__cf_email__" data-cfemail="fd9e9290909893898ebdbbb9b4bed39a928b">[email&#160;protected]</span></a>. Include ``FFIEC 101 Extension'' 
in the subject line of the message.
    <bullet> Mail: Jennifer M. Jones, Deputy Executive Secretary, Attn: 
Comments--FFIEC 101 Extension, Federal Deposit Insurance Corporation, 
550 17th Street NW, Washington, DC 20429.
    <bullet> Hand Delivery: Comments may be hand delivered to the guard 
station at the rear of the 550 17th Street NW building (located on F 
Street NW) on business days between 7 a.m. and 5 p.m.
    <bullet> Public Inspection: All comments received, including any 
personal information provided, will be posted without change to <a href="https://www.fdic.gov/federal-register-publications">https://www.fdic.gov/federal-register-publications</a>. Commenters should submit 
only information that the commenter wishes to make available publicly. 
The FDIC may review, redact, or refrain from posting all or any portion 
of any comment that it may deem to be inappropriate for publication, 
such as irrelevant or obscene material. The FDIC may post only a single 
representative example of identical or substantially identical 
comments, and in such cases will generally identify the number of 
identical or substantially identical comments represented by the posted 
example. All comments that have been redacted, as well as those that 
have not been posted, that contain comments on the merits of this 
document will be retained in the public comment file and will be 
considered as required under all applicable laws. All comments may be 
accessible under the Freedom of Information Act.
    Additionally, commenters may send a copy of their comments to the 
OMB desk officers for the agencies to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. You can find this information collection by selecting 
``Currently under 30-day Review--Open for Public Comments'' or by using 
the search function.

FOR FURTHER INFORMATION CONTACT: For further information about the 
information collections discussed in this notice, please contact any of 
the agency staff whose names appear below. In addition, copies of the 
FFIEC 101 reporting forms and instructions can be obtained at the 
FFIEC's website (<a href="https://www.ffiec.gov/resources/reporting-forms">https://www.ffiec.gov/resources/reporting-forms</a>).
    OCC: Shaquita Merritt, Clearance Officer, (202) 649-5490, Chief 
Counsel's Office, Office of the Comptroller of the Currency, 400 7th 
Street SW, Washington, DC 20219. If you are deaf, hard of hearing, or 
have a speech disability, please dial 7-1-1 to access 
telecommunications relay services.
    Board: Nuha Elmaghrabi, Federal Reserve Board Clearance Officer, 
(202) 452-3884, Division of Information Technology, Board of Governors 
of the Federal Reserve System, 20th and C Streets NW, Washington, DC 
20551. Telecommunications Device for the Deaf (TDD) users may call 
(202) 263-4869.
    FDIC: Kimberly Yeh, Senior Attorney, (202) 898-6514, Legal 
Division, Federal Deposit Insurance Corporation, 550 17th Street NW, 
Washington, DC 20429.

SUPPLEMENTARY INFORMATION: On June 5, 2026, the agencies requested 
public comment on a proposal to extend for three years, without 
revision, the FFIEC 101.\1\ The comment period expired on August 4, 
2026, and no comments were received. The agencies will proceed with the 
extension without revision of the FFIEC 101, as proposed, and are 
sending the collections to OMB for review.
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    \1\ 91 FR 34347 (June 5, 2026).
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    Title: Regulatory Capital Reporting for Institutions Subject to the 
Advanced Capital Adequacy Framework.
    Form Number: FFIEC 101.
    Frequency of Response: Quarterly.
    Type of Review: Regular.
    Affected Public: Businesses or other for-profit.
    Description: Each advanced approaches institution \2\ is required 
to report quarterly regulatory capital data on the FFIEC 101. Each top-
tier advanced approaches institution and

[[Page 65845]]

Category III institution \3\ is required to report supplementary 
leverage ratio information on the FFIEC 101. The FFIEC 101 information 
collections are mandatory for advanced approaches and top-tier Category 
III banking organizations under the following authorities: 12 U.S.C. 
161 (national banks), 12 U.S.C. 324 (state member banks), 12 U.S.C. 
1844(c) (bank holding companies), 12 U.S.C. 1467a(b) (savings and loan 
holding companies), 12 U.S.C. 1817 (insured state nonmember commercial 
and savings banks), 12 U.S.C. 1464 (federal and state savings 
associations), and 12 U.S.C. 1844(c), 3106, and 3108 (intermediate 
holding companies). Certain data items in this information collection 
are given confidential treatment under 5 U.S.C. 552(b)(4) and (8).
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    \2\ 12 CFR 3.100(b) (OCC); 12 CFR 217.100(b) (Board); 12 CFR 
324.100(b) (FDIC).
    \3\ 12 CFR 3.2 (OCC); 12 CFR 217.2 (Board); 12 CFR 324.2 (FDIC).
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    The agencies use data reported in the FFIEC 101 to assess and 
monitor the levels and components of each reporting entity's applicable 
capital requirements and the adequacy of the entity's capital under the 
Advanced Capital Adequacy Framework \4\ and the supplementary leverage 
ratio,\5\ as applicable; to evaluate the impact of the Advanced Capital 
Adequacy Framework and the supplementary leverage ratio, as applicable, 
on individual reporting entities and on an industry-wide basis and its 
competitive implications; and to supplement on-site examination 
processes. The reporting schedules also assist advanced approaches 
institutions and top-tier Category III banking organizations in 
understanding expectations relating to the system development necessary 
for implementation and validation of the capital rule and the 
supplementary leverage ratio, as applicable. Submitted data that are 
released publicly will also provide other interested parties with 
additional information about advanced approaches institutions' and top-
tier Category III institutions' regulatory capital.
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    \4\ 12 CFR part 3, subpart E (OCC); 12 CFR part 217, subpart E 
(Board); 12 CFR part 324, subpart E (FDIC).
    \5\ 12 CFR 3.10(c) (OCC); 12 CFR 217.10(c) (Board); 12 CFR 
324.10(c) (FDIC).
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    The agencies are currently in the process of revising the 
regulatory capital requirements for advanced approaches institutions 
and may be issuing revised reporting requirements for comment through 
the PRA process in the future. However, the existing FFIEC 101 
collection expires on December 31, 2026, and it is likely the existing 
forms will still be in use for a time after that date. Therefore, this 
notice only requests extension of the existing forms without revision.
    Estimated Burden:

OCC

    OMB Control No.: 1557-0239.
    Estimated Number of Respondents: 10 national banks and federal 
savings associations.
    Estimated Time per Response: 674 burden hours per quarter to file 
for banks and federal savings associations.
    Estimated Total Annual Burden: 26,960 burden hours to file.

Board

    OMB Control No.: 7100-0319.
    Estimated Number of Respondents: 4 state member banks; 5 bank 
holding companies and savings and loan holding companies that complete 
Supplementary Leverage Ratio (SLR) Tables 1 and 2 only; 9 other bank 
holding companies and savings and loan holding companies; and 7 
intermediate holding companies.
    Estimated Time per Response: 674 burden hours per quarter to file 
for state member banks; 3 burden hours per quarter to file for bank 
holding companies and savings and loan holding companies that complete 
SLR Tables 1 and 2 only; 677 burden hours per quarter to file for other 
bank holding companies and savings and loan holding companies; and 3 
burden hours per quarter to file for intermediate holding companies.
    Estimated Total Annual Burden: 10,784 burden hours for state member 
banks to file; 60 burden hours for bank holding companies and savings 
and loan holding companies that complete SLR Tables 1 and 2 only to 
file; 24,372 burden hours for other bank holding companies and savings 
and loan holding companies to file; and 84 burden hours for 
intermediate holding companies to file.

FDIC

    OMB Control No.: 3064-0159.
    Estimated Number of Respondents: 1 insured state nonmember bank and 
state savings association.
    Estimated Time per Response: 674 burden hours per quarter to file.
    Estimated Total Annual Burden: 2,696 burden hours to file.

Request for Comment

    Comments submitted in response to this joint notice will be 
summarized and included in the request for OMB approval and will be 
shared among the agencies. All comments will become a matter of public 
record. Comments continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the agencies' functions, including whether the 
information has practical utility;
    (b) The accuracy of the agencies' estimates of the burden of the 
information collections, including the validity of the methodology and 
assumption used;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of information collections on 
respondents, including through the use of automated collection 
techniques or other forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.

Carl Kaminski,
Assistant Director, Office of the Comptroller of the Currency.
Erin M. Cayce,
Assistant Secretary of the Board.

Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on October 13, 2026.
Hanoi Veras,
Executive Secretary.
[FR Doc. 2026-21185 Filed 10-15-26; 8:45 am]
BILLING CODE 4810-33-P; 6210-01-P; 6714-01-P


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