Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

Issuing agencies

Abstract

The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0112). The notices of proposed renewal for these information collections were previously published in the Federal Register on August 6, 2026, allowing for a 60-day comment period. No comments were received.

Full Text

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<title>Federal Register, Volume 91 Issue 196 (Tuesday, October 13, 2026)</title>
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[Federal Register Volume 91, Number 196 (Tuesday, October 13, 2026)]
[Notices]
[Pages 64923-64924]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-20875]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0112]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

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SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995, invites the general public and other Federal 
agencies to take this opportunity to comment on the request to renew 
the existing information collections described below (OMB Control No. 
3064-0112). The notices of proposed renewal for these information 
collections were previously published in the Federal Register on August 
6, 2026, allowing for a 60-day comment period. No comments were 
received.

DATES: Comments must be submitted on or before November 12, 2026.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
    <bullet> Agency Website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#d7b4b8babab2b9a3a497b1b3beb4f9b0b8a1"><span class="__cf_email__" data-cfemail="75161a1818101b01063513111c165b121a03">[email&#160;protected]</span></a>. Include the name and number of 
the collection in the subject line of the message.
    <bullet> Mail: Robert Meiers, Regulatory Attorney, MB-3013, Federal 
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 
20429.
    <bullet> Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F Street 
NW), on business days between 7 a.m. and 5 p.m.
    Written comments and recommendations for the proposed information 
collection should be sent within 30 days of publication of this notice 
to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find these information 
collections by selecting ``Currently under 30-day Review--Open for 
Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney, 
<a href="/cdn-cgi/l/email-protection#782a17151d111d0a0b381e1c111b561f170e"><span class="__cf_email__" data-cfemail="60320f0d050905121320060409034e070f16">[email&#160;protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550 
17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: 
    Proposal to renew the following currently approved collection of 
information:
    1. Title: Real Estate Lending Standards.
    OMB Number: 3064-0112.
    Affected Public: Insured state nonmember banks and state savings 
associations.
    Burden Estimate:

[[Page 64924]]



                                       Summary of Estimated Annual Burden
                                               [OMB No. 3064-0112]
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                                                                                             Average
    Information collection (IC)          Type of burden       Number of      Number of      time per     Annual
      (obligation to respond)            (frequency of       respondents   responses per    response     burden
                                           response)                         respondent      (HH:MM)    (Hours)
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1. Real Estate Lending Standards,    Recordkeeping........         2,647                1       20:00     52,940
 12 CFR 365 (Mandatory).             (Annual).............
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    Total Annual Burden (Hours)....  .....................  ............  ...............  ..........     52,940
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Source: FDIC.

    General Description of Collection: Section 1828(o) of the Federal 
Deposit Insurance Act requires each federal banking agency to adopt 
uniform regulations prescribing real estate lending standards. Part 365 
of the FDIC Rules and Regulations, which implements section 1828(o), 
requires institutions to have real estate lending policies that include 
(a) limits and standards consistent with safe and sound banking 
practices; (b) prudent underwriting standards, including loan- to-value 
ratio (LTV) limits that are clear and measurable; (c) loan 
administration policies; (d) documentation, approval and reporting 
requirements; and (e) a requirement for annual review and approval by 
the board of directors. The rule also establishes supervisory LTV 
limits and other underwriting considerations in the form of guidelines. 
There is no change in the substance or methodology of this information 
collection. The estimated annual burden has decreased by 8,780 hours, 
from 61,720 hours to 52,940 hours, due to a reduction in the number of 
respondents.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

Federal Deposit Insurance Corporation.
    Dated at Washington, DC, on October 8, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-20875 Filed 10-9-26; 8:45 am]
BILLING CODE 6714-01-P


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