Proposed Rule2026-20735
Extensions of Credit to Insiders
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
October 9, 2026
Issuing agencies
Federal Deposit Insurance Corporation
Abstract
The FDIC is extending the public comment period on the proposed rule "Extensions of Credit to Insiders," which was published in the Federal Register on August 6, 2026. The FDIC is extending the public comment period from October 5, 2026, to November 4, 2026, to provide interested parties with additional time to analyze the proposal and prepare comments.
Full Text
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<title>Federal Register, Volume 91 Issue 195 (Friday, October 9, 2026)</title>
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[Federal Register Volume 91, Number 195 (Friday, October 9, 2026)]
[Proposed Rules]
[Page 64629]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-20735]
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Proposed Rules
Federal Register
________________________________________________________________________
This section of the FEDERAL REGISTER contains notices to the public of
the proposed issuance of rules and regulations. The purpose of these
notices is to give interested persons an opportunity to participate in
the rule making prior to the adoption of the final rules.
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Federal Register / Vol. 91, No. 195 / Friday, October 9, 2026 /
Proposed Rules
[[Page 64629]]
FEDERAL DEPOSIT INSURANCE CORPORATION
12 CFR Part 337
RIN 3064-AG26
Extensions of Credit to Insiders
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice of proposed rulemaking; extension of comment period.
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SUMMARY: The FDIC is extending the public comment period on the
proposed rule ``Extensions of Credit to Insiders,'' which was published
in the Federal Register on August 6, 2026. The FDIC is extending the
public comment period from October 5, 2026, to November 4, 2026, to
provide interested parties with additional time to analyze the proposal
and prepare comments.
DATES: Comments must be received on or before November 4, 2026.
ADDRESSES: Comments should be directed to the FDIC as follows:
You may submit comments to the FDIC, identified by RIN 3064-AG26,
by any of the following methods:
<bullet> FDIC Website: <a href="https://www.fdic.gov/federal-register-publications">https://www.fdic.gov/federal-register-publications</a>. Follow instructions for submitting comments on the agency
website.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#11527e7c7c747f656251777578723f767e67"><span class="__cf_email__" data-cfemail="6f2c0002020a011b1c2f090b060c41080019">[email protected]</span></a>. Include RIN 3064-AG26 in the
subject line of the message.
<bullet> Mail: Jennifer M. Jones, Deputy Executive Secretary,
Attention: Comments--RIN 3064-AG26, Federal Deposit Insurance
Corporation, 550 17th Street NW, Washington, DC 20429.
<bullet> Hand Delivery to FDIC: Comments may be hand-delivered to
the guard station at the rear of the 550 17th Street NW building
(located on F Street) on business days between 7 a.m. and 5 p.m.
<bullet> Public Inspection: Comments received, including any
personal information provided, may be posted without change to <a href="https://www.fdic.gov/federal-register-publications">https://www.fdic.gov/federal-register-publications</a>. Commenters should submit
only information that the commenter wishes to make available publicly.
The FDIC may review, redact, or refrain from posting all or any portion
of any comment that it may deem to be inappropriate for publication,
such as irrelevant or obscene material. The FDIC may post only a single
representative example of identical or substantially identical
comments, and in such cases will generally identify the number of
identical or substantially identical comments represented by the posted
example. All comments that have been redacted, as well as those that
have not been posted, that contain comments on the merits of the
proposed rule will be retained in the public comment file and will be
considered as required under all applicable laws. All comments may be
accessible under the Freedom of Information Act.
Follow the search instructions on <a href="https://www.regulations.gov">https://www.regulations.gov</a> to
view public comments.
This proposal, all comments received, and a summary of not more
than 100 words of the proposed rule pursuant to the Providing
Accountability Through Transparency Act of 2023 are available at
<a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
FOR FURTHER INFORMATION CONTACT: Division of Risk Management
Supervision: Peter A. Martino, Senior Examination Specialist, 813-390-
8508, <a href="/cdn-cgi/l/email-protection#2b7b664a595f4245446b4d4f4248054c445d"><span class="__cf_email__" data-cfemail="6434290516100d0a0b2402000d074a030b12">[email protected]</span></a>; Ryan C. Senegal, Chief, Examination Support
Section, 980-249-3863, <a href="/cdn-cgi/l/email-protection#3b69685e555e5c5a577b5d5f5258155c544d"><span class="__cf_email__" data-cfemail="85d7d6e0ebe0e2e4e9c5e3e1ece6abe2eaf3">[email protected]</span></a>. Legal Division: Gregory S.
Feder, Counsel, 202-898-8724, <a href="/cdn-cgi/l/email-protection#3b7c7d5e5f5e497b5d5f5258155c544d"><span class="__cf_email__" data-cfemail="377071525352457751535e5419505841">[email protected]</span></a>; Shane M. Bogusz, Senior
Attorney, 571-366-0212, <a href="/cdn-cgi/l/email-protection#e0b3a28f8795939aa086848983ce878f96"><span class="__cf_email__" data-cfemail="2073624f4755535a60464449430e474f56">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: On August 6, 2026, the FDIC published in the
Federal Register (91 FR 50730) a document proposing to increase
quantitative thresholds for certain extensions of credit to insiders of
FDIC-supervised institutions, as restricted by the Federal Reserve Act
and regulations promulgated thereunder. Specifically, the proposal
would raise and index certain dollar-based thresholds to align the
thresholds with those proposed by the Board of Governors of the Federal
Reserve under Regulation O of the Federal Reserve Act.\1\ The proposal
would also establish an indexing methodology to automatically adjust
such thresholds every five years to reflect economic growth and
inflation. The proposed rule stated that the comment period would close
on October 5, 2026. An extension of the comment period will provide
additional opportunity for the public to prepare comments to address
the matters raised by the proposed rule. Therefore, the FDIC is
extending the comment period for the proposed rule on extensions of
credit to insiders from October 5, 2026, to November 4, 2026.
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\1\ See 91 FR 49526 (Aug. 4, 2026).
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Federal Deposit Insurance Corporation.
Dated at Washington, DC, on October 6, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-20735 Filed 10-8-26; 8:45 am]
BILLING CODE 6714-01-P
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