Notice2026-19955
Agency Information Collection Activities: Comment Request.
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
September 30, 2026
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) requests the revision of the Office of Management and Budget's (OMB's) approval of an existing information collection titled "Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements" approved under OMB Number 3170-0001.
Full Text
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<title>Federal Register, Volume 91 Issue 188 (Wednesday, September 30, 2026)</title>
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[Federal Register Volume 91, Number 188 (Wednesday, September 30, 2026)]
[Notices]
[Page 61838]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-19955]
[[Page 61838]]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2026-0021]
Agency Information Collection Activities: Comment Request.
AGENCY: Consumer Financial Protection Bureau
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the
revision of the Office of Management and Budget's (OMB's) approval of
an existing information collection titled ``Report of Terms of Credit
Card Plans (Form FR 2572) and Consumer and College Credit Card
Agreements'' approved under OMB Number 3170-0001.
DATES: Written comments are encouraged and must be received on or
before October 30, 2026 to be assured of consideration.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function. In general,
all comments received will become public records, including any
personal information provided. Sensitive personal information, such as
account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May, Paperwork Reduction Act Officer, at
(202) 435-7278, or email: <a href="/cdn-cgi/l/email-protection#460500160419161407062520362468212930"><span class="__cf_email__" data-cfemail="e7a4a1b7a5b8b7b5a6a784819785c9808891">[email protected]</span></a>. If you require this
document in an alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#bcfffaecfee3fddfdfd9cfcfd5ded5d0d5c8c5fcdfdaccde92dbd3ca"><span class="__cf_email__" data-cfemail="b7f4f1e7f5e8f6d4d4d2c4c4ded5dedbdec3cef7d4d1c7d599d0d8c1">[email protected]</span></a>. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Report of Terms of Credit Card Plans (Form FR
2572) and Consumer and College Credit Card Agreements.
OMB Control Number: 3170-0001.
Type of Review: Revision of a currently approved collection.
Affected Public: Private sector.
Estimated Number of Respondents: 520.
Estimated Total Annual Burden Hours: 987.
Abstract: The Bureau intakes different forms of credit card data
from credit card issuers, as required by the Truth in Lending Act
(TILA), 15 U.S.C. 1601 et seq., and implementing regulations.
Information Collection
The Bureau implements three credit card data information
collections:
(a) Terms of Credit Card Plans Survey: TILA section 136(b) requires
the Bureau to collect data on credit card pricing and availability from
a broad sample of at least 150 issuers, including the 25 largest
issuers of credit cards and not less than 125 additional financial
institutions selected by the Bureau.\1\
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\1\ 15 U.S.C. 1646(b).
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(b) Credit Card Quarterly Agreement Submission: section 204 of the
Credit Card Accountability Responsibility and Disclosure Act of 2009
(CARD Act), amending TILA,\2\ and 12 CFR 1026.58 requires card issuers
with 10,000 or more open accounts to submit to the Bureau agreements
between the issuer and a consumer under a credit card account for an
open-end consumer credit plan.
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\2\ 15 U.S.C. 1632(d).
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(c) College Credit Card Annual Agreement Submission: section 305 of
the CARD Act, amending TILA,\3\ and 12 CFR 1026.57(d) require card
issuers to submit to the Bureau any college credit card agreements to
which the issuer is a party and certain additional information
regarding those agreements.
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\3\ 15 U.S.C. 1637(r)(2).
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The data collections enable the Bureau to provide Congress and the
public with a centralized and searchable repository for terms of credit
card plans, consumer credit card agreements, college credit card
agreements, and information regarding the arrangements between
financial institutions and institutions of higher education.
Request for Comments: The Bureau published a 60-day Federal
Register notice on February 6, 2026 (91 FR 5436) under Docket Number
CFPB-2026-0006. The Bureau is publishing this notice and soliciting
comments on: (a) whether the collection of information is necessary for
the proper performance of the functions of the Bureau, including
whether the information will have practical utility; (b) the accuracy
of the Bureau's estimate of the burden of the collection of
information, including the validity of the methods and the assumptions
used; (c) ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology. Comments submitted in response to this notice will be
reviewed by OMB as part of its review of this request. All comments
will become a matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-19955 Filed 9-29-26; 8:45 am]
BILLING CODE 4810-AM-P
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</html>Indexed from Federal Register on September 30, 2026.
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