Multifamily Housing Preservation Pilot and Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change for Option 3 (Continuous Guarantee)
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Issuing agencies
Abstract
The Rural Housing Service (RHS or the Agency) of the United States Department of Agriculture (USDA) issues this notice to implement two related actions. The first action is the Multifamily Housing (MFH) Preservation Pilot (the Pilot). This action has 3 parts: MFH Rural Rental Housing Loan (MFH Section 515) and MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) programmatic variations involving transfers; MFH Section 515 transfers utilizing Low Income Housing Tax Credits (LIHTC); and Variations specific to MFH Section 538 for the First 200 Transactions. The transfers for above address three types of preservation related transfers: MFH Section 515 ownership transfers that do not fall within the Simple Transfer Pilot; MFH Section 515 ownership transfers involving Low Income Housing Tax Credits (LIHTC); and MFH Section 538 transactions regardless of whether a transfer is involved up to the first 200 guaranteed loans. In addition to both the MFH 515 and MFH 538 programmatic changes and transfer changes, the Agency includes a DSCR change for the MFH 538 program, among other variations to that program, for the first 200 guaranteed loans in the Pilot. The Agency will use the Pilot to determine if it can improve program delivery efficiency for transactions that facilitate preservation of the low-income housing units in rural America while maintaining appropriate risk management of the portfolio. While the Pilot is active, the Agency will evaluate the Pilot's progress and identify opportunities to improve regulations, remove regulatory barriers, and reduce duplicative application requirements. These specific actions are critical for preserving assets in the MFH portfolio, which are aging and face significant delays and regulatory hurdles for transfers that significantly impact the assets long-term viability and overall portfolio risk; not only to the Agency but especially to the Rural population who reside in these assets. Therefore, for all parties involved, the Agency takes immediate action to ensure the Agency, owners and residents do not continue to struggle with the weight of government regulations slowing preservation of affordable, decent, safe and sanitary rural rental housing. The second action is Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change. This action addresses a change to the loan terms for the MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) under Option 3 (Continuous Guarantee) only. This action is not a part of the Pilot. Specifically, this action changes the maximum loan-to-cost percentage for loans guaranteed under Option Three (Continuous Guarantee) from 70 percent to 80 percent. The Agency is aligning with other federal agencies and the market to ensure demand for the guaranteed loans used for preservation and production of affordable, decent, safe and sanitary rural rental housing.
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 185 (Friday, September 25, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 185 (Friday, September 25, 2026)]
[Notices]
[Pages 60930-60933]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-19659]
-----------------------------------------------------------------------
DEPARTMENT OF AGRICULTURE
Rural Housing Service
[RHS-26-MFH-0298]
Multifamily Housing Preservation Pilot and Multifamily Housing
Guaranteed Loan Notice of Loan-to-Cost Percentage Change for Option 3
(Continuous Guarantee)
AGENCY: Rural Housing Service, USDA.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The Rural Housing Service (RHS or the Agency) of the United
States Department of Agriculture (USDA) issues this notice to implement
two related actions. The first action is the Multifamily Housing (MFH)
Preservation Pilot (the Pilot). This action has 3 parts: MFH Rural
Rental Housing Loan (MFH Section 515) and MFH Section 538 Guaranteed
Rural Rental Housing Program (MFH Section 538) programmatic variations
involving transfers; MFH Section 515 transfers utilizing Low Income
Housing Tax Credits (LIHTC); and Variations specific to MFH Section 538
for the First 200 Transactions. The transfers for above address three
types of preservation related transfers: MFH Section 515 ownership
transfers that do not fall within the Simple Transfer Pilot; MFH
Section 515 ownership transfers involving Low Income Housing Tax
Credits (LIHTC); and MFH Section 538 transactions regardless of whether
a transfer is involved up to the first 200 guaranteed loans. In
addition to both the MFH 515 and MFH 538 programmatic changes and
transfer changes, the Agency includes a DSCR change for the MFH 538
program, among other variations to that program, for the first 200
guaranteed loans in the Pilot. The Agency will use the Pilot to
determine if it can improve program delivery efficiency for
transactions that facilitate preservation of the low-income housing
units in rural America while maintaining appropriate risk management of
the portfolio. While the Pilot is active, the Agency will evaluate the
Pilot's progress and identify opportunities to improve regulations,
remove regulatory barriers, and reduce duplicative application
requirements. These specific actions are critical for preserving assets
in the MFH portfolio, which are aging and face significant delays and
regulatory hurdles for transfers that significantly impact the assets
long-term viability and overall portfolio risk; not only to the Agency
but especially to the Rural population who reside in these assets.
Therefore, for all parties involved, the Agency takes immediate action
to ensure the Agency, owners and residents do not continue to struggle
with the weight of government regulations slowing preservation of
affordable, decent, safe and sanitary rural rental housing. The second
action is Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost
Percentage Change. This action addresses a change to the loan terms for
the MFH Section 538 Guaranteed Rural Rental Housing Program (MFH
Section 538) under Option 3 (Continuous Guarantee) only. This action is
not a part of the Pilot. Specifically, this action changes the maximum
loan-to-cost percentage for loans guaranteed under Option Three
(Continuous Guarantee) from 70 percent to 80 percent. The Agency is
aligning with other federal agencies and the market to ensure demand
for the guaranteed loans used for preservation and production of
affordable, decent, safe and sanitary rural rental housing.
DATES: The pilot will begin on October 9, 2026 and continues until
September 25, 2028.
FOR FURTHER INFORMATION CONTACT: Jonathan Bell, Director, Production
and Preservation Division, MFH, Rural Development, United States
Department of Agriculture, via email: <a href="/cdn-cgi/l/email-protection#1558535d65677a767066667c7b722455606671743b727a63"><span class="__cf_email__" data-cfemail="6429222c14160b070117170d0a035524111700054a030b12">[email protected]</span></a> or phone
at: 202-205-9217.
To submit an application for the Pilot, refer to ``Application and
Submission Information'' section of this notice.
SUPPLEMENTARY INFORMATION:
Authority
Sections 506(b), 515, and 538 of the Housing Act of 1949, as
amended (42 U.S.C. 1476(b), 1485, and 1490p-2).
Background
The MFH Programs support the expansion and revitalization of rural
rental housing by providing loans, loan guarantees, and grants to
property owners. The MFH Programs promote rental housing affordability
for low-income households, elderly individuals, domestic farm laborers,
disabled individuals, and their families.
The Housing Act of 1949, as amended (Act) (42 U.S.C. 1472 et seq.),
authorizes USDA to provide MFH loan guarantees, direct loans, and
grants to support the development of economically designed and
constructed rural rental, cooperative, and farm labor housing. Owners
must operate these properties as affordable, decent, safe, and sanitary
housing for eligible very-low-, low-, and moderate-income households.
The MFH Program utilizes a variety of tools to revitalize and
preserve the physical and financial health of more than 12,000
properties currently in USDA's rural rental housing portfolio. 42
U.S.C. 1476(b) provides for the conduct of demonstration or pilot
programs which may include procedures and requirements that differ from
existing published standards, rules, regulations, or policies. Under
the Pilot, the Agency will apply all program requirements that are not
expressly waived by this Notice.
The Agency commits to preserving affordable, decent, safe, and
sanitary multifamily housing in its existing portfolio for very-low-,
low-, and moderate-income households. In partnership with nonprofit and
for-profit owners of Agency-financed or Agency-guaranteed properties,
the Agency has provided affordable housing in rural communities for
more than 60 years. The MFH Program provides affordable rental housing
for rural low-income households comprising approximately 400,000 units;
95 percent of which are in the MFH Section 515 portfolio. The Agency
increasingly relies on third-party financed preservation efforts for
existing properties financed with the MFH Section 515 loans. These
third-party financed preservation efforts often are paired with
ownership transfers to sustain the portfolio and maintain
affordability. The MFH Program must increase and expedite transfer
activity as properties age, mortgages approach maturity, and long-term
owners engage in estate planning or heirs resolve
[[Page 60931]]
succession issues. The current transfer approval and closing timeframes
often exceed the timeframes of third-party lenders and funders. These
delays potentially jeopardize transactions. While third-party financing
has become more common, the Agency has and continues to use its MFH
Section 538 as part of a preservation effort by the private sector.
Not to be confused with this Pilot, the Agency previously
implemented a separate Simple Transfer Pilot in 2022 (87 FR 75457,
December 9, 2022, 91 FR 18275, April 9, 2026) to evaluate the existing
regulations and remove regulatory barriers to reduce application
requirements for change in ownership transfers when there is no third-
party financing involved. Building on the success of the Simple
Transfer Pilot, the Agency expands removal of regulatory barriers and
ownership transfers to include additional transfers. To reiterate, the
Pilot applies to three types of transfers: (1) MFH Section 515
ownership transfers that do not fall within the Simple Transfer Pilot;
(2) MFH Section 515 ownership transfers involving Low Income Housing
Tax Credits (LIHTC); and (3) MFH Section 538 transactions regardless of
whether a transfer is involved up to the first 200 guaranteed loans.
The Agency anticipates the Pilot will encompass approximately 10
percent of its overall Section 515 portfolio.
The Agency engaged stakeholders extensively to solicit feedback on
current challenges and recommendations for reducing regulatory barriers
to the transfer process and for supporting the long-term preservation
of the MFH portfolio. Stakeholders identified challenges that include a
lack of clarity around Agency requirements, processes, and timelines;
inconsistencies and delays in Agency third-party report reviews; and
duplicative or unnecessary Agency application requirements that
increase costs and waste time. Stakeholders also identified additional
Agency regulatory encumbrances that pose challenges to expanding and
preserving the long-term affordability of rural housing.
These stakeholders' concerns substantially overlap with issues
identified in mixed-finance transactions involving programs of the
Department of Housing and Urban Development (HUD). The substantial
overlap consists primarily of duplicative capital-needs and review
requirements. Accordingly, the Agency intends to test targeted
alignment where permissible to reduce burden and improve preservation
outcomes where these overlaps exist.
As stated above, to address these issues, the Agency is
implementing the Pilot. Throughout the Pilot, the Agency will evaluate
the results and consider whether to incorporate successful elements
into regulatory changes involving the MFH Section 515 and MFH Section
538 regulations contained within the 7 CFR part 3560 and 7 CFR part
3565 respectively.
Separate from the Pilot, but in tandem with the Pilot, the notice
announces an increase to the loan-to-cost-percentage from 70 to 80
percent or less of the total development cost for MFH Section 538
guarantees that meet the Agency's requirement for Option Three
(Continuous Guarantee) in 7 CFR part 3565. The Agency expects this
action to increase preservation and production applications.
Discussion of the Pilot
The Pilot includes components the Agency anticipates will reduce
processing times and support long-term preservation of the MFH
portfolio. The Agency uses this Pilot to test adjustments to MFH
Section 515 and MFH Section 538 servicing and transfer processes.
Consistent with recent RHS modernization efforts, the Agency will
emphasize practical changes that improve service delivery and align
selected processes with comparable Federal housing programs where
appropriate.
Pilot MFH Section 515 and MFH Section 538 Programmatic Variations
Involving Transfers
Third-Party Appraisal Report Requirement Flexibility for MFH Section
515
The Agency has determined the requirements for obtaining third-
party reports and Agency review of these reports may add significant
time and expense to transfer transactions. As a result, the Agency
implements the following changes to transfers:
The Agency may expedite appraisal reviews by temporarily foregoing
the requirement in 7 CFR 3560.753(b) for a technical review by an
Agency appraiser. Agency appraisers may conduct reviews only when the
Agency determines that a review is necessary to protect the
Government's interest. The Agency may conduct reviews at any time,
randomly, or when an appraisal identifies select items such as
Conventional Rents for Comparable Units (CRCU) rents that propose a
significant rent increase or a significant building cost relative to
market. The Agency will review these appraisals consistent with the
Agency's mission to provide affordable, decent, safe and sanitary rural
rental housing. The Agency will seek to ensure prompt reviews when
these reviews occur.
The Agency will expand the situations in which applicants do not
need to obtain an appraisal under 7 CFR 3560.406(d)(3)(i) and 7 CFR
3560.406(d)(3)(ii). For the duration of the Pilot, if the Agency holds
the first lien position and the total value of the loans that the new
borrower assumes as a part of an ownership transfer or sale equals 50
percent or less of the property's current value, as reflected in
current property tax records, or such other documentation approved by
the Agency. The Agency will determine the security value of the housing
project through either: (1) an Agency review of monitoring reports
under Subpart H of 7 CFR part 3560 or (2) an appraisal paid for by the
borrower and conducted in accordance with Subpart P of 7 CFR part 3560.
Streamlined Processing Authority for MFH Section 515 and MFH Section
538 Low Risk Transfers
The Agency may rely on qualified lenders, nonprofit preservation
partners, or other Agency approved participants to process low-risk
transfer applications using Agency-approved templates, certifications,
and checklists. The Agency will make the final determination on all
transfer applications. The Agency determines low-risk through
considering factors such as physical condition, financial performance,
compliance history, and transaction complexity. The Agency may suspend
or revoke this authority when performance, compliance, or risk concerns
arise.
Credit Report Submission Requirements for MFH Section 515 and MFH
Section 538
The Agency clarifies that, in accordance with 7 CFR 3560.852, MFH
Section 515 applicants must submit a current (within 6 months)
comprehensive credit report for: (1) the entity, (2) the general
partner and/or managing member, and (3) all controlling sub-entities
and/or natural persons. The Agency will accept current comprehensive
credit reports from Experian, Equifax, and TransUnion, or Dun &
Bradstreet.
The Agency confirms no change, in accordance with 7 CFR 3565, MFH
Section 538 applicants will continue to use credit reports for the
borrower and for any individual who holds more than a 25 percent
financial interest in the property, and the borrower must
[[Page 60932]]
provide those reports to the Agency. If the organization is newly
formed and has not established organizational activity records, the
lender must obtain credit reports for principal members, stockholders,
and/or partners who each hold at least a 25 percent ownership interest.
The Agency may request additional individual credit reports as needed.
If the borrower organization has a substantial interest in another
organization, such as a tax credit investor, the lender must obtain a
credit report for that organization in the same manner. The borrower
must demonstrate sufficient financial resources to meet the transaction
requirements.
Construction and Design Flexibilities for MFH Section 515
The Agency simplifies its construction-related requirements with
the intention of providing greater flexibility and support for the
long-term preservation of the MFH Program portfolio.
The Agency adopts the following definition for Construction
Monitoring only for MFH Section 515: the Agency's oversight of
construction and/or rehabilitation to verify compliance with approved
plans and program requirements and to protect the Agency's security
interest in the property. Monitoring may include report reviews,
certifications, and other documentation.
Additionally, instead of relying on the standards in 7 CFR part
1924, the applicant will design and construct Pilot projects to meet
applicable Federal accessibility requirements, State and local codes,
Agency required affordable, decent, safe, and sanitary standards, and
any additional requirements deemed necessary.
HUD Environmental and Capital Planning Documentation Reliance for Both
MFH Section 515 and Section 538
The Agency may accept recent HUD environmental review
documentation, capital needs assessments, or related third-party
reports to satisfy overlapping MFH Program requirements for Pilot
properties that also receive HUD financing, subsidy, insurance, or
recapitalization support. The ``21st Century ROAD to Housing Act''
under Section 103 of H.R. 6644 21st Century ROAD to Housing Act and
other sections include environmental provisions and certain exemptions
for MFH Program properties. The Agency may accept HUD environmental
review documentation in accordance with 7 CFR part 1b and may require
supplemental documentation as determined by the Agency.
Expanded Eligible Use for MFH Section 515 Transfers
The Agency may allow borrowers to use MFH Section 515 subsequent
loans to purchase a property as part of the transfer. The Agency will
treat this property acquisition by a transferee as an eligible use
under 7 CFR 3560.73(a) when the transfer supports the Agency's mission
of affordable, decent, safe, and sanitary standards.
Distressed Property Preservation Track for MFH Section 515 Transfers
The Agency may designate a property as distressed or at risk of
loss from the affordable housing stock based on physical condition,
financial performance, compliance concerns, or recapitalization
barriers. For these properties, the Agency will prioritize such
transfers and apply accelerated review, expanded use of preservation
tools, or modified documentation requirements to facilitate transfers
that preserve the Agency's mission of affordable, decent, safe, and
sanitary standards.
Pilot MFH Section 515 Transfers Utilizing Low Income Housing Tax
Credits (LIHTC)
Developer Fee for MFH Section 515 Transfers
The Agency will allow, for Pilot transactions, a developer fee
consistent with the maximum amount that the State Housing Finance
Agency's Qualified Allocation Plan (QAP) permits for the LIHTC award
or, where applicable, any lower maximum that other Federal or State
funding sources require. The pilot developer fee will replace the
developer fee set forth in 7 CFR 3560.63.
Return on Investment (ROI) for MFH Section 515 Transfers
The Agency will not apply the additional ROI standards in 7 CFR
3560.68(a) and (b). Instead, the owner's additional ROI will follow 7
CFR 3560.68(c), provided the resulting rents do not exceed Conventional
Rents for Comparable Units (CRCU). The Agency will carefully evaluate
CRCU and urges all parties to carefully underwrite to ensure the Agency
achieves its primary mission of affordable housing that does not exceed
local market rental rates.
Replacement Reserve Requirements for MFH Section 515 Transfers
The Agency revises the Capital Needs Assessment (CNA) requirements
by allowing additional report types that evaluate a property's physical
condition and eliminate the need for multiple assessments. In addition
to the requirements set forth at 7 CFR 3560.406(d)(5), the Agency may
accept a Physical Needs Assessment (PNA) or a CNA that a tax credit
allocating agency has approved instead of an Agency prescribed CNA.
The Agency may also accept the LIHTC allocating agency's
underwriting amounts for annual reserve deposit requirements.
For properties with HUD-assisted or HUD-insured financing, the
Agency may accept a HUD-compliant or HUD-accepted CNA in satisfaction
of MFH capital needs requirements when the report's scope, effective
date, and methodology adequately address the property's preservation
needs and risk profile. The Agency will consider HUD reserve analyses
or lender certifications for reserve adequacy in establishing annual
reserve deposits, while retaining authority to require additional
reserves when MFH-specific conditions warrant.
For all of the above Replacement Reserve Requirements for MFH
Section 515 Transfers the Agency maintains the right in its sole
discretion to ultimately accept or reject a CNA or PNA based upon its
mission of affordable, decent, safe, and sanitary standards.
Standard Transfer Requirements
Except as modified by this Pilot, the Agency maintains the standard
transfer requirements in effect in 7 CFR 3560.406. The Agency may also
determine that other servicing actions, such as reamortization,
deferral or other preservation-oriented restructuring tools under 7 CFR
part 3560, are more appropriate based on circumstances applying to a
specific property.
Pilot Variations Specific to MFH Section 538 for the First 200
Transactions
Debt Service Coverage Ratio for MFH Section 538
The Agency reduces the MFH Section 538 debt service coverage ratio
(DSCR) requirement set forth in 7 CFR 3565.303(d)(2) and (f)(2) to 1.11
for the first 200 loans closed under MFH Section 538. The Agency may
approve a lower DSCR for MFH Section 538, if appropriate, based on the
lender's analysis of current market conditions and comparable
properties in the project's market area. The Agency will publish any
revisions to the DSCR through a notice in the Federal Register.
[[Page 60933]]
Financial Statements Requirements for MFH Section 538
The lender must obtain financial statements from borrowers and, if
requested by the Agency, the lender must provide certified financial
statements from borrowers.
Developer Fee for MFH Section 538
The Agency limits a developer's fee to 15 percent of total
development costs when sources other than LIHTC or a Federal or State
government program fund the fee, or if a project includes a MFH Section
538 but no other Federal or State government program provides
financing.
Rent and Income Standards Alignment for MFH Section 538
For MFH Section 538 applications that also involve LIHTC and HUD
financing or subsidy, the Agency may defer to the applicable Federal or
State program requirements where doing so reduces duplicative
administration and remains consistent with the Agency's statutory
authority. Such alignment includes, but is not limited to, capital
planning documentation or related program preservation requirements.
Risk-Tiered Underwriting and Documentation for MFH Section 538
For MFH Section 538 transactions that the Agency processes under
the Pilot, the Agency may apply risk-tiered underwriting and
documentation standards. The documentation requirements will vary
depending on the risk-tier of the transactions. The Agency will
determine tiers by considering the presence of rental assistance, LIHTC
equity, operating history, and market strength. The Agency will notify
the public of the tiers and documentation requirements. In doing so,
the Agency aligns its review standards with approaches that comparable
Federal affordable housing programs use, while preserving RHS
underwriting authority and lender accountability.
Application and Submission Information
This Pilot applies to: (1) MFH Section 515 ownership transfers that
do not fall within the Simple Transfer Pilot; (2) MFH Section 515
ownership transfers involving Low Income Housing Tax Credits (LIHTC);
and (3) MFH Section 538 transactions regardless of whether a transfer
is involved up to the first 200 guaranteed loans. Applicants seeking
transfers must follow the submission process that the Agency outlines
on its website (<a href="https://www.rd.usda.gov/programs-services/multifamily-housing-programs/multifamily-housing-direct-loans#to-apply">https://www.rd.usda.gov/programs-services/multifamily-housing-programs/multifamily-housing-direct-loans#to-apply</a>). Click on
the link, ``Transfer of Ownership Application Submission Process.''
Applicants seeking MFH Section 538 must follow the submission process
that the Agency outlines on its website: <a href="https://www.rd.usda.gov/programs-services/multifamily-housing-programs/multifamily-housing-loan-guarantees#to-apply">https://www.rd.usda.gov/programs-services/multifamily-housing-programs/multifamily-housing-loan-guarantees#to-apply</a>.
Pilot Evaluation and Metrics
The Agency will track the Pilot outcomes, including processing
times, report costs, preservation of affordable units, physical and
financial performance indicators. The Agency will use this data to
evaluate whether the Pilot improves service delivery, reduces
unnecessary delay, and supports long-term preservation without
increasing program risk. At the conclusion of the Pilot in
{month{time} 2028, the Agency will make appropriate regulatory changes
to incorporate the successful aspects of the Pilot. Under Section506(b)
of the Housing Act of 1949, Pilot expenditures must stay within the
statutory annual cap; if costs exceed that limit, RHS will end the
pilot.
Public Notice of Programmatic Loan-to-Cost Percentage Increase for MFH
Section 538
A previous Federal Register Notice (84 FR 2487, February 7, 2019)
set the loan-to-cost percentage requirement for the Continuous
Guarantee to 70 percent or less of the total development cost. As set
forth in 7 CFR 3565.52(c), the Agency will define the loan-to-cost
percentage. With this Notice, the loan-to-cost percentage is now being
increased to 80 percent or less of the total development cost for loan
guarantees that meet the Agency's requirement for Option Three
(Continuous Guarantee).
Paperwork Reduction Act
The regulatory exceptions for this Pilot contain no new reporting
or recordkeeping burdens under OMB control number 0575-0179 that would
require approval under the Paperwork Reduction Act of 1995 (44 U.S.C.
Chapter 35).
Non-Discrimination Statement
In accordance with Federal civil rights law and USDA civil rights
regulations and policies, the USDA, its Agencies, offices, and
employees, and institutions participating in or administering USDA
programs are prohibited from discriminating based on race, color,
national origin, religion, sex, disability, age, marital status,
family/parental status, income derived from a public assistance
program, political beliefs, or reprisal or retaliation for prior civil
rights activity, in any program or activity conducted or funded by USDA
(not all bases apply to all programs). Remedies and complaint filing
deadlines vary by program or incident.
Persons with disabilities who require alternative means of
communication for program information (e.g., Braille, large print,
audiotape, American Sign Language, etc.) should contact the State or
local Agency that administers the program or contact USDA through the
Telecommunications Relay Service at 711 (voice and TTY). Additionally,
program information may be made available in languages other than
English.
To file a program discrimination complaint, complete the USDA
Program Discrimination Complaint Form, AD-3027, found online at How to
File a Program Discrimination Complaint (<a href="https://www.usda.gov/oascr/how-to-file-a-program-discrimination-complaint">https://www.usda.gov/oascr/how-to-file-a-program-discrimination-complaint</a>) and at any USDA office
or write a letter addressed to USDA and provide in the letter all of
the information requested in the form. To request a copy of the
complaint form, call (866) 632-9992. Submit your completed form or
letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of
the Assistant Secretary for Civil Rights, 1400 Independence Avenue SW,
Mail Stop 9410, Washington, DC 20250-9410; (2) fax: (202) 690-7442; or
(3) email: <a href="/cdn-cgi/l/email-protection#f080829f9782919dde999e84919b95b085839491de979f86"><span class="__cf_email__" data-cfemail="bfcfcdd0d8cdded291d6d1cbded4daffcaccdbde91d8d0c9">[email protected]</span></a>.
George Kelly,
Administrator, Rural Housing Service.
[FR Doc. 2026-19659 Filed 9-24-26; 8:45 am]
BILLING CODE 3410-XV-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.