Notice2026-19650
60-Day Notice of Proposed Information Collection: Disclosure of Adjustable Rate Mortgage (ARM) Rates
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
September 25, 2026
Issuing agencies
Housing and Urban Development Department
Abstract
HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comment from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.
Full Text
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<title>Federal Register, Volume 91 Issue 185 (Friday, September 25, 2026)</title>
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[Federal Register Volume 91, Number 185 (Friday, September 25, 2026)]
[Notices]
[Pages 60979-60980]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-19650]
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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
[Docket No. FR-7110-N-16; OMB Control No. 2502-0322]
60-Day Notice of Proposed Information Collection: Disclosure of
Adjustable Rate Mortgage (ARM) Rates
AGENCY: Office of the Assistant Secretary for Housing--Federal Housing,
HUD.
ACTION: Notice.
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SUMMARY: HUD is seeking approval from the Office of Management and
Budget (OMB) for the information collection described below. In
accordance with the Paperwork Reduction Act, HUD is requesting comment
from all interested parties on the proposed collection of information.
The purpose of this notice is to allow for 60 days of public comment.
DATES: Comments Due Date: November 24, 2026.
ADDRESSES: Interested persons are invited to submit comments regarding
this proposal.Written comments and recommendations for the proposed
information collection can be sent within 60 days of publication of
this notice to <a href="http://www.regulations.gov">www.regulations.gov</a>. Interested persons are also invited
to submit comments regarding this proposal and comments should refer to
the proposal by name and/or OMB Control Number and should be sent to:
Darian Ziegler, PRA Liaison, Department of Housing and Urban
Development, 451 7th Street SW, Room 9110, Washington, DC 20410.
FOR FURTHER INFORMATION CONTACT: Darian Ziegler, PRA Liaison, Office of
Housing, Department of Housing and Urban Development, 451 7th Street
SW, Room 9110, Washington, DC 20410; email <a href="/cdn-cgi/l/email-protection#9ffbfeedf6fef1b1e5f6faf8f3faeddff7eafbb1f8f0e9"><span class="__cf_email__" data-cfemail="325653405b535c1c485b57555e5740725a47561c555d44">[email protected]</span></a>, or
telephone (202) 402-4144. This is not a toll-free number. HUD welcomes
and is prepared to receive calls from individuals who are deaf or hard
of hearing, as well as individuals with speech or communication
disabilities. To learn more about how to make an accessible telephone
call, please visit <a href="https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs">https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs</a>. Copies of available supporting
documents for the proposed collection may be obtained from Ms. Ziegler.
SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is
seeking approval from OMB for the information collection described in
Section A.
A. Overview of Information Collection
Title of Information Collection: Disclosure of Adjustable Rate
Mortgage (ARM) Rates.
OMB Approval Number: 2502-0322.
Type of Request: Extension of currently approved collection.
Form Number: None.
Description of the need for the information and proposed use:
Mortgage lenders must provide loan applicants wishing to obtain an FHA-
insured Adjustable Rate Mortgage (ARM) with a pre-loan disclosure that
includes a written explanation of the ARM loan features. Loan servicers
must also provide mortgagors with adjustable rate mortgages an annual
ARM Disclosure Notice at least 25 days before any adjustment to a
mortgagor's monthly payment may occur, advising the borrower of the new
interest rate, the new monthly payment, index value and how the
adjustment was calculated. Lenders generate the ARM Disclosures
electronically and generally provide these disclosures on paper to
their borrowers or in electronic formats. HUD collects the pre-loan ARM
disclosure as part of the origination case binder. HUD may collect
post-closing ARM disclosures as part of HUD's program monitoring and
enforcement activities, e.g., when a loan is selected for HUD's post-
endorsement quality review, or the lender sends the file to HUD for
claim. HUD may review collected disclosures to ensure compliance with
the ARM disclosure requirements.
Respondents: Lenders.
Estimated Number of Respondents: 60,609.
Estimated Number of Responses: 60,609.
Frequency of Response: One per FHA insured adjustable rate loan.
Average Hours per Response: 0.05.
Total Estimated Burdens: 3,030.
[[Page 60980]]
B. Solicitation of Public Comment
This notice is soliciting comments from members of the public and
affected parties concerning the collection of information described in
Section A on the following:
(1) Whether the proposed collection of information is necessary for
the proper performance of the functions of the agency, including
whether the information will have practical utility;
(2) The accuracy of the agency's estimate of the burden of the
proposed collection of information;
(3) Ways to enhance the quality, utility, and clarity of the
information to be collected; and
(4) Ways to minimize the burden of the collection of information on
those who are to respond; including through the use of appropriate
automated collection techniques or other forms of information
technology, e.g., permitting electronic submission of responses.
HUD encourages interested parties to submit comment in response to
these questions.
C. Authority
44 U.S.C. 3507.
Paul M. Olin,
Acting General Deputy Assistant Secretary for Housing.
[FR Doc. 2026-19650 Filed 9-24-26; 8:45 am]
BILLING CODE 4210-67-P
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