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Notice2026-19275

Renewal of Agency Information Collection of a Previously Approved Collection; Request for Comments

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
September 21, 2026

Issuing agencies

National Credit Union Administration

Abstract

As required by the Paperwork Reduction Act of 1995, The National Credit Union Administration (NCUA) is submitting the following extensions and revisions of currently approved collections to the Office of Management and Budget (OMB) for renewal.

Full Text

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<title>Federal Register, Volume 91 Issue 181 (Monday, September 21, 2026)</title>
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[Federal Register Volume 91, Number 181 (Monday, September 21, 2026)]
[Notices]
[Pages 59809-59810]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-19275]


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NATIONAL CREDIT UNION ADMINISTRATION


Renewal of Agency Information Collection of a Previously Approved 
Collection; Request for Comments

AGENCY: National Credit Union Administration (NCUA).

ACTION: Notice of submission to the Office of Management and Budget.

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SUMMARY: As required by the Paperwork Reduction Act of 1995, The 
National Credit Union Administration (NCUA) is submitting the following 
extensions and revisions of currently approved collections to the 
Office of Management and Budget (OMB) for renewal.

DATES: Written comments should be received on or before October 21, 
2026 to be assured consideration.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Copies of the submission may be 
obtained by contacting Dacia Rogers at (703) 518-6547, emailing 
<a href="/cdn-cgi/l/email-protection#88d8dac9cbe7e5e5ede6fcfbc8e6ebfde9a6efe7fe"><span class="__cf_email__" data-cfemail="35656774765a5858505b4146755b5640541b525a43">[email&#160;protected]</span></a>, or viewing the entire information collection 
request at <a href="http://www.reginfo.gov">www.reginfo.gov</a>.

SUPPLEMENTARY INFORMATION: 
    OMB Number: 3133-0098.
    Title: Advertising of Excess Insurance, 12 CFR 740.3.
    Type of Review: Extension of a previously approved collection.
    Abstract: Federally insured credit unions which offer or provide 
excess insurance coverage for their accounts must indicate the type and 
amount of such insurance, the name of the carrier and a statement that 
the carrier is not affiliated with the NCUSIF or the Federal government 
in all advertising that mentions account insurance.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 413.
    Estimated Number of Responses per Respondent: 1.
    Estimated Total Annual Responses: 413.
    Estimated Hours per Response: 1.
    Estimated Total Annual Burden Hours: 413.
    Reason for Change: The number of respondents increased from 297 to 
413 as more credit unions offered third-party share insurance in 
addition to NCUSIF.

    OMB Number: 3133-0108.
    Title: Anti-Money Laundering and Countering the Financing of 
Terrorism Programs.
    Type of Review: Revision of a currently approved collection.
    Abstract: The collection is needed to allow NCUA to determine 
whether credit unions have established a program reasonably designed to 
assure and monitor their compliance with current recordkeeping 
requirements established by Federal statute and Department of the 
Treasury regulation.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 4,331.
    Estimated Number of Responses per Respondent: 1.3.
    Estimated Total Annual Responses: 5,775.
    Estimated Hours per Response: Varies.
    Estimated Total Annual Burden Hours: 80,856.
    Reason for Change: The number of FICUs decreased, and response 
frequency was adjusted to distinguish one-time from ongoing annual 
burden.

    OMB Number: 3133-0117.
    Title: Designation of Low Income Status, 12 CFR 701.34(a).
    Type of Review: Extension of a previously approved collection.
    Abstract: The Federal Credit Union Act (12 U.S.C. 1752(5)) 
authorizes the NCUA Board to define low-income members so that credit 
unions with a membership serving predominantly low-income members can 
benefit from certain statutory relief and receive assistance from the 
Community Development Revolving Loan Fund (CDRLF). Under the authority 
of 12 CFR 701.34(a), NCUA must obtain certain data to determine if a 
credit union qualifies for the designation. NCUA uses the information 
from credit unions to determine whether they meet the criteria for the 
low-income designation.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 191.
    Estimated Number of Responses per Respondent: 1
    Estimated Total Annual Responses: 191.
    Estimated Hours per Response: varies.
    Estimated Total Annual Burden Hours: 92.
    Reason for Change: Adjustments were made to the estimated number of 
respondents.

    OMB Number: 3133-0134.
    Title: Truth in Savings (TISA), 12 CFR part 707.
    Type of Review: Extension of a previously approved collection.
    Abstract: NCUA's TISA regulation requires credit unions to provide 
specific disclosures when an account is opened, when a disclosed term 
changes or a term account is close to renewal, on periodic statements 
of account activity, in advertisements, and upon a member's or 
potential member's request. 12 CFR 707.4, 707.5, 707.6, 707.8. Credit 
unions that provide periodic statements are required to include 
information about fees imposed, the annual percentage yield earned 
during those statement periods, and other account terms. The 
requirements for creating and disseminating account disclosures, change 
in terms notices, term share renewal notices, statement disclosures, 
and advertising disclosures are necessary to implement TISA's purpose 
of providing the public with information that will permit informed 
comparisons of accounts at depository institutions.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 4,250.
    Estimated Number of Responses per Respondent: Varies.
    Estimated Total Annual Responses: 3,166,250.
    Estimated Hours per Response: Varies.

[[Page 59810]]

    Estimated Total Annual Burden Hours: 298,563.
    Reason for Change: Adjustments were made to the number of 
respondents.

    OMB Number: 3133-0154.
    Title: Prompt Corrective Action, 12 CFR 702 (Subparts A-D).
    Type of Review: Extension of a previously approved collection.
    Abstract: Section 216 of the Federal Credit Union Act (12 U.S.C. 
1790d) mandates prompt corrective action requirements for federally 
insured credit unions (FICUs) that become less than well capitalized. 
The NCUA Board is required to (1) adopt, by regulation, a system of 
prompt corrective action to restore the net worth of inadequately 
capitalized FICUs; and (2) develop an alternative system of prompt 
corrective action for new credit unions that carries out the purpose of 
prompt corrective actions while allowing an FICU reasonable time to 
build its net worth to an adequately capitalized level. Part 702 
implements the statutory requirements and, to achieve this, various 
information collections to meet the purpose of prompt corrective action 
as circumstances require.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 117.
    Estimated Number of Responses per Respondent: 1.86.
    Estimated Total Annual Responses: 218.
    Estimated Hours per Response: Varies.
    Estimated Total Annual Burden Hours: 1,949.
    Reason for Change: The number of respondents was adjusted for 
several information collection activities due to the number of credit 
unions impacted by PCA.

    OMB Number: 3133-0166.
    Title: Home Mortgage Disclosure Act (HMDA), 12 CFR 1003 (Regulation 
C).
    Type of Review: Extension of a previously approved collection.
    Abstract: The collection of this data is required under the Home 
Mortgage Disclosure Act. The information collection is intended to 
provide the public with loan data that can be used--(i) to help 
determine whether financial institutions are serving the housing needs 
of their communities; Reg C 203.1(b)(1)(ii); (ii) to assist public 
officials in distributing public-sector investments so as to attract 
private investment to areas where it is needed; Reg CC 203.1(b)(1)(iii) 
and (iii) to assist in identifying possible discriminatory lending 
patterns and enforcing anti-discrimination statutes. Reg C 203.1(b)(2).
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 1,505.
    Estimated Number of Responses per Respondent: 944.
    Estimated Total Annual Responses: 1,420,720.
    Estimated Hours per Response: .0833.
    Estimated Total Annual Burden Hours: 118,346.
    Reason for Change: The number of federally insured credit unions 
filing HMDA LARs and the total number of reportable HMDA loans have 
been adjusted to reflect the numbers obtained for calendar years 2024 
and 2025.

    OMB Number: 3133-0167.
    Title: Foreign Branching, 12 CFR 741.11.
    Type of Review: Extension of a previously approved collection.
    Abstract: This collection covers the additional information a 
credit union must provide to establish a branch office outside the 
United States (except for U.S. embassies and military installations). 
This is a three step process (1) The credit union must receive written 
approval from the host country to establish a branch, (2) The credit 
union must develop a detailed business plan, and (3) The credit union 
must submit documentation showing host country approval, state 
regulatory approval (if applicable), and the business plan to NCUA and 
receive NCUA approval before establishing the branch office. There are 
no formal applications to complete.
    Affected Public: Private Sector: Not-for-profit institutions.
    Estimated Number of Respondents: 1.
    Estimated Number of Responses per Respondent: 1.
    Estimated Total Annual Responses: 1.
    Estimated Hours per Response: 33.
    Estimated Total Annual Burden Hours: 33.
    Request for Comments: Comments submitted in response to this notice 
will be summarized and included in the request for Office of Management 
and Budget approval. All comments will become a matter of public 
record. The public is invited to submit comments concerning: (a) 
whether the collection of information is necessary for the proper 
performance of the function of the agency, including whether the 
information will have practical utility; (b) the accuracy of the 
agency's estimate of the burden of the collection of information, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
the information on the respondents, including the use of automated 
collection techniques or other forms of information technology.

    By the National Credit Union Administration Board.
Melane Conyers-Ausbrooks,
Secretary of the Board.
[FR Doc. 2026-19275 Filed 9-18-26; 8:45 am]
BILLING CODE 7535-01-P


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Indexed from Federal Register on September 21, 2026.

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