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Notice2026-19115

TRICARE: Notice of TRICARE Plan Program Changes for Calendar Year (CY) 2027

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Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
September 18, 2026

Issuing agencies

Defense Department

Abstract

This notice provides information regarding TRICARE Plan Program Changes for CY 2027.

Full Text

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<title>Federal Register, Volume 91 Issue 180 (Friday, September 18, 2026)</title>
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[Federal Register Volume 91, Number 180 (Friday, September 18, 2026)]
[Notices]
[Pages 59115-59117]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-19115]


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DEPARTMENT OF DEFENSE

Office of the Secretary


TRICARE: Notice of TRICARE Plan Program Changes for Calendar Year 
(CY) 2027

AGENCY: Office of the Secretary of Defense, Department of Defense 
(DoD).

ACTION: ACTION: Notice; TRICARE Plan Program changes for CY 2027.

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SUMMARY: This notice provides information regarding TRICARE Plan 
Program Changes for CY 2027.

DATES: TRICARE Health Plan information in this notice is valid for 
services during CY 2027 (January 1-December 31, 2027).

ADDRESSES: Defense Health Agency, TRICARE Health Plan Division, 7700 
Arlington Boulevard, Suite 5101, Falls Church, Virginia 22042-5101.

FOR FURTHER INFORMATION CONTACT: Ms. Debra Fisher, 703-275-6224, 
<a href="/cdn-cgi/l/email-protection#2e4a464f00404d5c00464b4f425a464d4f5c4b03415e5d00434c56005a465e035e4142474d57034f404a035e5c41495c4f435d034c5c4f404d466e464b4f425a4600434742">dha.ncr.healthcare-ops.mbx.thp-policy-and-programs-branch@health.mil</a>.

SUPPLEMENTARY INFORMATION: A final rule published in the Federal 
Register (FR) on February 15, 2019 (84 FR 4326-4333) established the 
requirement for the Director, Defense Health Agency (DHA), to provide 
notice of TRICARE program changes to Military Health System (MHS) 
beneficiaries each CY in connection with the annual open season 
enrollment period. The following changes or improvements to the TRICARE 
program benefits apply for CY 2027.

Open Season Announcement

    Open Season is an annual period when beneficiaries may enroll in a 
health plan or make changes to their health care, dental, and/or vision 
coverage for the next CY.
    During the TRICARE Open Season running from November 9 through 
December 8, 2026, qualified MHS beneficiaries may enroll in or change 
their TRICARE Prime or TRICARE Select plan.
    During the Federal Employee Dental and Vision Insurance Program 
(FEDVIP) Open Season running from November 9 through December 7, 2026, 
qualified MHS beneficiaries, including TRICARE For Life beneficiaries, 
may enroll in or make changes to their dental and/or vision plans. 
FEDVIP is operated by the U.S. Office of Personnel Management.
    Any changes MHS beneficiaries make during Open Season will take 
effect on January 1, 2027. If a beneficiary remains eligible and does 
not make any changes during Open Season, then his/her coverage will 
remain the same for 2027. TRICARE enrollees can ensure they receive 
important health plan information by promptly entering any change in 
mailing address, email address, and other information in the Defense 
Enrollment Eligibility Reporting System (DEERS) and verifying their 
preference for receipt of information digitally or by paper mailings 
with their respective regional contractors. TRICARE enrollees can avoid 
any health care coverage gaps by ensuring changes in their payment 
information are also updated with their regional contractors. See 
<a href="https://tricare.mil/Plans/Eligibility/DEERS">https://tricare.mil/Plans/Eligibility/DEERS</a> as a guide for when to 
update information in DEERS throughout the year.

Annual Announcements

    The following TRICARE program features are subject to a year-to-
year determination and are announced each year prior to the annual 
TRICARE Open Season:

[[Page 59116]]

    Urgent Care Visits: The number of urgent care visits remains 
unlimited without referrals for TRICARE Prime enrollees for Plan CY 
2027. Beneficiaries may receive urgent care from TRICARE-authorized 
urgent care centers (UCCs) and convenience clinics (CCs), either 
network or non-network, without a referral. They may also receive 
urgent care from any TRICARE network provider (i.e., family medicine; 
internal medicine-general practice; pediatricians). In situations when 
a TRICARE Prime enrollee seeks care from a non-network TRICARE 
authorized provider (outside of a TRICARE-authorized UCC or CC), the 
usual TRICARE Prime Point of Service deductible and cost-shares will 
apply. Private sector care for active duty Service members is subject 
to different rules. Covered beneficiaries in the U.S. who want 
assistance with decisions on whether to seek urgent care, except those 
enrolled in the Uniformed Services Family Health Plan (USFHP) or in a 
plan under the Competitive Plans Demonstration (CPD), may call the MHS 
Nurse Advice Line (NAL) at 1-800-874-2273 for health care guidance from 
a specially trained registered nurse. The NAL is available 24/7 to 
eligible TRICARE beneficiaries. USFHP and CPD enrollees should contact 
their contractor's designated nurse advice line. Beneficiaries residing 
overseas can call the NAL for health care advice when traveling in the 
U.S. but must coordinate care with their Overseas Regional Call Center. 
For additional information, call the servicing TRICARE contractor or 
visit <a href="https://www.tricare.mil/ContactUs">https://www.tricare.mil/ContactUs</a> and click on ``MHS Nurse Advice 
Line.''
    Prime Service Area (PSA) Changes: PSAs are geographic areas around 
military medical treatment facilities and Base Realignment and Closure 
sites where TRICARE Prime is available. PSAs support the medical 
readiness of active-duty members of the Uniformed Services by adding to 
the capability and capacity of military hospitals and clinics. There 
are no changes to the existing PSAs for CY 2027.

What's New

    The following changes or improvements to TRICARE program benefits 
apply to CY 2027 (although some changes were implemented in 2026):
    Prescription Copay Waiver for Certain Dependents Enrolled in 
TRICARE Prime Remote: Active-duty family members enrolled in TRICARE 
Prime Remote in the United States and who live more than 50 miles or a 
one-hour drive from a military medical treatment facility pharmacy will 
no longer pay copayments for covered prescription medications filled at 
retail network pharmacies, effective February 28, 2026. Eligible 
families will see the copayment waiver applied automatically at the 
pharmacy.

Demonstrations

    Competitive Plans Demonstration: Again for 2027, TRICARE-eligible 
active duty family members, retirees, and retiree family members who 
reside within certain ZIP Codes in metro Atlanta, Georgia, and metro 
Tampa, Florida, have additional options for their TRICARE coverage. 
Eligible individuals in these areas may opt to voluntarily enroll in a 
Competitive Plans Demonstration health plan, also known as TRICARE 
Prime Demo, regardless of whether they are currently enrolled in 
TRICARE Prime or TRICARE Select. See <a href="https://tricare.mil/Plans/HealthPlans/TRICARE-Prime-Demo">https://tricare.mil/Plans/HealthPlans/TRICARE-Prime-Demo</a> for more information. Details are 
available in an April 28, 2025, Federal Register notice at <a href="https://www.federalregister.gov/documents/2025/04/28/2025-07258/tricare-tricare-competitive-plans-demonstration-cpd">https://www.federalregister.gov/documents/2025/04/28/2025-07258/tricare-tricare-competitive-plans-demonstration-cpd</a>.
    Childbirth and Breastfeeding Support Demonstration (CBSD): The CBSD 
was extended for five years and will now end on December 31, 2031. 
Until the CBSD ends, beneficiaries may access the services of certified 
labor doulas, certified lactation consultants, and certified lactation 
counselors. The CBSD is available to beneficiaries in the United States 
and overseas. Details are available at <a href="https://tricare.mil/cbsd">https://tricare.mil/cbsd</a>.
    Pre-Hospital Blood Transfusions (PHBT) Demonstration: Beginning 
January 1, 2027, a five-year nationwide demonstration will be used to 
evaluate an alternative payment method for PHBT. This demonstration 
will evaluate whether providing a supplementary reimbursement for PHBT 
will improve beneficiary access to this life-saving care, enhance 
clinical outcomes for patients in hemorrhagic shock, and prove to be 
administratively feasible. Details are available in a July 6, 2026, 
Federal Register notice at: <a href="https://www.federalregister.gov/documents/2026/07/06/2026-13515/tricare-demonstration-project-for-tricare-ambulance-add-on-reimbursement-for-pre-hospital-blood">https://www.federalregister.gov/documents/2026/07/06/2026-13515/tricare-demonstration-project-for-tricare-ambulance-add-on-reimbursement-for-pre-hospital-blood</a>.

Benefit Improvements

    Ambulatory Blood Pressure Monitoring: TRICARE expanded coverage for 
ambulatory blood pressure monitoring to include diagnosis of masked 
hypertension in children and adults; diagnosis of abnormal nocturnal 
blood pressure in children; and management of certain conditions as 
recommended by the American Academy of Pediatrics or American Heart 
Association.
    Optune\TM\ Tumor Treating Fields (TTF) Device: Optune TTF device 
for treatment of adult beneficiaries, 22 years of age or older, with 
newly diagnosed glioblastoma multiforme, following surgery and 
radiation is covered.
    Ablative Fractional Laser (e.g., Carbon Dioxide and Erbium Yag): 
Ablative fractional laser for the treatment of symptomatic scars 
resulting from burns and other trauma is covered. Care must be 
preauthorized, including subsequent sessions following the first 
treatment to ensure ongoing therapy is medically necessary and 
appropriate for the treatment of symptomatic scars. This treatment was 
previously provided under Provisional Coverage and was converted to a 
permanent benefit effective February 24, 2026.
    Autologous Hematopoietic Stem Cell Transplantation: Benefits may be 
cost-shared for a single event of myeloablative or non-myeloablative 
therapy with autologous hematopoietic stem cell transplant for the 
treatment of multiple sclerosis when criteria are met.
    Stereotactic Laser Amygdalohippocampectomy (SLAH): SLAH including 
magnetic resonance imaging guided laser interstitial thermal therapy 
may be covered for the treatment of mesial temporal lobe epilepsy when 
performed in accordance with American Society for Stereotactic and 
Functional Neurosurgery recommendations.
    Liver Transplant for Metastatic Colorectal Cancer: Liver 
transplantation for colorectal cancer with liver metastasis is covered 
for beneficiaries who meet specified inclusion requirements and do not 
meet exclusion criteria, with prior authorization and tumor board 
approval.
    Peripheral Nerve Stimulation: Peripheral nerve stimulation, a non-
opioid, and minimally invasive pain treatment, for the treatment of 
chronic pain, including chronic post-operative pain, chronic post-
amputation pain, chronic phantom limb pain, and chronic migraine and 
headache conditions, is covered. Additionally, peripheral nerve 
stimulation for the treatment of acute post-operative and acute post-
amputation pain for up to 60 days following surgery using temporary 
peripheral nerve stimulations, such as SPRINT[supreg], is covered.

New Provisional Coverage

    Vertebral Body Tethering: Vertebral body tethering, a minimally 
invasive

[[Page 59117]]

alternative to spinal fusion therapy, is covered under the Provisional 
Coverage Program for certain adolescents with adolescent idiopathic 
scoliosis.

Benefit Changes

    Transcutaneous Electrical Nerve Stimulation (TENS): Effective July 
1, 2026, TENS devices and supplies are excluded for all conditions 
except acute post-operative pain.

Appendix A

    Certain TRICARE enrollee out-of-pocket costs (enrollment fees, 
premiums, catastrophic caps, deductibles, and copayments) are adjusted 
annually by Federal law and regulations based on the annual Cost of 
Living Adjustment (COLA) applied to Uniformed Service member retired 
pay. A difference in copayments remains between those who entered 
Uniformed Service before January 1, 2018 (Group A), and those who 
entered on or after that date (Group B).
    The retiree COLA is typically announced after the Federal fiscal 
year begins in October. Beneficiary out-of-pocket expenses impacted by 
the 2026 COLA will be posted to the <a href="http://tricare.mil/changes">tricare.mil/changes</a> web page before 
the start of TRICARE Open Season, November 10, 2026.

Premium Based Plans

    The CY 2027 monthly premiums for TRICARE Reserve Select, TRICARE 
Retired Reserve, and TRICARE Young Adult and the quarterly premiums for 
the Continued Health Care Benefit Program will be posted to the 
<a href="http://tricare.mil/changes">tricare.mil/changes</a> web page once announced.

Pharmacy Out-of-Pocket Expenses for CY 2027

    TRICARE Pharmacy copayments are unchanged for January 1, 2027:

                                                      Pharmacy Copayments For Calendar Year 2027 *
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                     Retail network   Retail network                      Mail order       Mail order
                                                        generic         brand-name     Retail network      generic         brand-name    Mail order non-
                       Year                          formulary 30-    formulary 30-    non-formulary    formulary 90-    formulary 90-    formulary 90-
                                                       day supply       day supply     30-day supply      day supply       day supply       day supply
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2027..............................................             $16              $48          * * $85              $14              $44              $85
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* Active duty Service members (ADSMs) and Active duty family members enrolled in TRICARE Prime Remote enjoy a $0 copay for covered drugs at any
  pharmacy.
* * For all beneficiaries except ADSMs, select brand-name maintenance medications (taken for long-term conditions) may only be filled twice at retail
  and then must be filled through home delivery or military pharmacy.


    Dated: September 15, 2026.
Aaron T. Siegel,
Alternate OSD Federal Register Liaison Officer, Department of Defense.
[FR Doc. 2026-19115 Filed 9-17-26; 8:45 am]
BILLING CODE 6001-FR-P


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Indexed from Federal Register on September 18, 2026.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.