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Notice2026-18827

60-Day Notice of Proposed Information Collection: Single Family Premiums Collections Subsystem-Upfront

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Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
September 15, 2026

Issuing agencies

Housing and Urban Development Department

Abstract

HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comment from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.

Full Text

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<title>Federal Register, Volume 91 Issue 177 (Tuesday, September 15, 2026)</title>
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[Federal Register Volume 91, Number 177 (Tuesday, September 15, 2026)]
[Notices]
[Pages 58467-58468]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-18827]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-7110-N-10; OMB Control No. 2502-0423]


60-Day Notice of Proposed Information Collection: Single Family 
Premiums Collections Subsystem--Upfront

AGENCY: Office of the Assistant Secretary for Housing--Federal Housing 
Commissioner, HUD.

ACTION: Notice.

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SUMMARY: HUD is seeking approval from the Office of Management and 
Budget (OMB) for the information collection described below. In 
accordance with the Paperwork Reduction Act, HUD is requesting comment 
from all interested parties on the proposed collection of information. 
The purpose of this notice is to allow for 60 days of public comment.

DATES: Comments due November 16, 2026.

ADDRESSES: Interested persons are invited to submit comments regarding 
this proposal.
    Written comments and recommendations for the proposed information 
collection can be sent within 60 days of publication of this notice to 
<a href="http://www.regulations.gov">www.regulations.gov</a>. Interested persons are also invited to submit 
comments regarding this proposal and comments should refer to the 
proposal by name and/or OMB Control Number and should be sent to: 
Darian Ziegler, PRA Liaison, Department of Housing and Urban 
Development, 451 7th Street SW, Washington, DC 20410.

FOR FURTHER INFORMATION CONTACT: Darian Ziegler, PRA Liaison, Office of 
Housing, Department of Housing and Urban Development, 451 7th Street 
SW, Washington, DC 20410; email <a href="/cdn-cgi/l/email-protection#397d584b5058571763505c5e555c4b79514c5d175e564f"><span class="__cf_email__" data-cfemail="286c495a4149460672414d4f444d5a68405d4c064f475e">[email&#160;protected]</span></a>, telephone (202) 
402-5535. This is not a toll-free number. HUD welcomes and is prepared 
to receive calls from individuals who are deaf or hard of hearing, as 
well as individuals with speech or communication disabilities. To learn 
more about how to make an accessible telephone call, please visit 
<a href="https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs">https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs</a>.
    Copies of available supporting documents for the proposed 
collection may be obtained from Ms. Ziegler.

SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is 
seeking approval from OMB for the information collection described in 
Section A.

A. Overview of Information Collection

    Title of Information Collection: Single Family Premiums Collections 
Subsystem-Upfront.
    OMB Approval Number: 2502-0423.
    Type of Request: Revision.
    Form Number: N/A.
    Description of the need for the information and proposed use: 
Single Family Premiums Collections Subsystem--Upfront (SFPCS-U) 
strengthens HUD's ability to manage and process upfront single-family 
mortgage insurance premium collections and corrections to submit data. 
It also improves data integrity for the Single Family Mortgage 
Insurance Program. FHA approved lenders use Automated Clearing House 
(ACH) applications for all transmissions with SFPCS-U. The collection 
of information is used to update HUD's Single Family Insurance System. 
The information collection is also used in calculating refunds due to 
former mortgagors of a portion of the unearned upfront mortgage 
insurance payment if mortgage insurance is terminated by conveyance to 
someone other than FHA and a claim for insurance is not presented for 
payment, by prepayment of the mortgage, or by voluntary agreement with 
FHA approval. Without this information the premium collection/
monitoring process would be severely impeded, and program data would be 
unreliable. In general, lender respondents use the ACH applications to 
remit the upfront premium through SFPCS-U to obtain mortgage insurance.
    Refund of one-time payment set forth by 24 CFR 203.283:
    (a) The Commissioner shall provide for the refund to the mortgagor 
of a portion of the unearned MIP paid pursuant to Sec.  203.280 if the 
contract of insurance covering the mortgage is terminated:
    (1) By conveyance to one other than the Commissioner and a claim 
for the insurance benefits is not presented for payment (Sec.  
203.315),
    (2) By prepayment of the mortgage (Sec.  203.316), or
    (3) By voluntary agreement with the approval of the Commissioner 
(Sec.  203.317).
    (b) The Commissioner shall determine the amount of the premium 
refund by multiplying the amount the premium paid at the time the 
mortgage was insured by the applicable premium refund percentage for 
mortgages insured in the year the mortgage was endorsed for insurance. 
The Commissioner shall determine the applicable premium refund 
percentage for each year in an equitable manner and in accordance with 
sound financial and actuarial practice, taking into account:
    (1) Projected salaries and expenses,
    (2) prospective losses generated by insurance claims, and
    (3) expected future payments of premium refunds.
    Respondents: FHA approved lenders.
    Estimated Number of Respondents: 1,080.
    Estimated Number of Responses: 26,752.
    Frequency of Response: 24.77.
    Average Hours per Response: .15.
    Total Estimated Burdens: $224,672.

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                                                                                                             Burden      Annual     Hourly
                   Information collection                       Number of     Frequency of     Responses    hour per     burden    cost per     Annual
                                                               respondents      response       per annum    response     hours     response      cost
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Single Family Premiums Collections Subsystem-Upfront.......          1,080           24.77        26,752         .15      4,012         $56    $224,672
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B. Solicitation of Public Comment

    This notice is soliciting comments from members of the public and 
affected parties concerning the collection of information described in 
Section A on the following:
    (1) Whether the proposed collection of information is necessary for 
the proper performance of the functions of the agency, including 
whether the information will have practical utility;
    (2) The accuracy of the agency's estimate of the burden of the 
proposed collection of information;

[[Page 58468]]

    (3) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and
    (4) Ways to minimize the burden of the collection of information on 
those who are to respond; including through the use of appropriate 
automated collection techniques or other forms of information 
technology, e.g., permitting electronic submission of responses.
    HUD encourages interested parties to submit comment in response to 
these questions.

C. Authority

    Section 2 of the Paperwork Reduction Act of 1995, 44 U.S.C. 3507.

Paul M. Olin,
Acting General Deputy Assistant Secretary for Housing.
[FR Doc. 2026-18827 Filed 9-14-26; 8:45 am]
BILLING CODE 4210-67-P


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Indexed from Federal Register on September 15, 2026.

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