Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Issuing agencies
Abstract
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0140; -0176). The notices of proposed renewal for these information collections were previously published in the Federal Register on July 2, 2026, allowing for a 60-day comment period. No comments were received.
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 172 (Tuesday, September 8, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 172 (Tuesday, September 8, 2026)]
[Notices]
[Pages 57149-57150]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-18258]
=======================================================================
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
[OMB No. 3064-0140; -0176]
Agency Information Collection Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The FDIC, as part of its obligations under the Paperwork
Reduction Act of 1995, invites the general public and other Federal
agencies to take this opportunity to comment on the request to renew
the existing information collections described below (OMB Control No.
3064-0140; -0176). The notices of proposed renewal for these
information collections were previously published in the Federal
Register on July 2, 2026, allowing for a 60-day comment period. No
comments were received.
DATES: Comments must be submitted on or before October 8, 2026.
ADDRESSES: Interested parties are invited to submit written comments to
the FDIC by any of the following methods:
<bullet> Agency website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#ff9c9092929a918b8cbf999b969cd1989089"><span class="__cf_email__" data-cfemail="aecdc1c3c3cbc0daddeec8cac7cd80c9c1d8">[email protected]</span></a>. Include the name and number of
the collection in the subject line of the message.
<bullet> Mail: Robert Meiers, Regulatory Attorney, MB-3013, Federal
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC
20429.
<bullet> Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 17th Street NW building (located on F Street
NW), on business days between 7 a.m. and 5 p.m.
Written comments and recommendations for the proposed information
collection should be sent within 30 days of publication of this notice
to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find these information
collections by selecting ``Currently under 30-day Review--Open for
Public Comments'' or by using the search function.
FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney,
<a href="/cdn-cgi/l/email-protection#7a2815171f131f08093a1c1e1319541d150c"><span class="__cf_email__" data-cfemail="6634090b030f0314152600020f0548010910">[email protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550
17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: Proposal to renew the following currently
approved collection of information:
1. Title: Insurance Sales Consumer Protections.
OMB Number: 3064-0140.
Form Number: None
Affected Public: Insured State nonmember banks and savings
associations that sell insurance products; persons who sell insurance
in or on behalf of insured State nonmember banks and savings
associations.
Burden Estimate:
[[Page 57150]]
Summary of Estimated Annual Burden
[OMB No. 3064-0140]
----------------------------------------------------------------------------------------------------------------
Type of burden Number of Average time
Information collection (IC) (frequency of Number of responses per per response Annual burden
(obligation to respond) response) respondents respondent (HH:MM) (hours)
----------------------------------------------------------------------------------------------------------------
1. Insurance Sales Consumer Third-Party 934 1 5:00 4,670
Protections, 12 CFR 343 Disclosure (On
(Mandatory). Occasion).
---------------------------------------------------------------
Total Annual Burden ................ .............. .............. .............. 4,670
(Hours).
----------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: Respondents must provide
disclosures to consumers that insurance products and annuities are not
FDIC insured and obtain consumer acknowledgments, as required by 12 CFR
part 343. The disclosures must be provided before the completion of the
initial sale of an insurance product or annuity and, when applicable,
at the time of application for an extension of credit if insurance
products or annuities are sold, solicited, advertised, or offered in
connection with the extension of credit. There is no change in the
substance or methodology of this information collection. The estimated
annual burden had decreased by 835 hours, from 5,505 hours in 2023 to
4,670 hours currently. As the estimated time per response remains
unchanged, the decrease is due to a reduction in the estimated number
of respondents.
2. Title: Reverse Mortgage Products.
OMB Number: 3064-0176.
Form Number: None.
Affected Public: Insured state nonmember banks and state savings
associations making reverse mortgage.
Burden Estimate:
Summary of Estimated Annual Burden
[OMB No. 3064-0176]
----------------------------------------------------------------------------------------------------------------
Type of burden Number of Average time
Information collection (IC) (frequency of Number of responses per per response Annual burden
(obligation to respond) response) respondents respondent (HH:MM) (hours)
----------------------------------------------------------------------------------------------------------------
1. Reverse Mortgage Products-- Recordkeeping 5 1 40:00 200
Implementation,. (Annual).
12 CFR 365 (Mandatory)........
2. Reverse Mortgage Products-- Recordkeeping 18 1 08:00 144
Ongoing, 12 CFR 365 (Annual).
(Mandatory).
---------------------------------------------------------------
Total Annual Burden ................ .............. .............. .............. 344
(Hours).
----------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: Respondents must prepare and
provide certain disclosures to consumers (e.g., that insurance products
and annuities are not FDIC-insured) and obtain consumer
acknowledgments, at two different times: (1) Before the completion of
the initial sale of an insurance product or annuity to a consumer; and
(2) at the time of application for the extension of credit (if
insurance products or annuities are sold, solicited, advertised, or
offered in connection with an extension of credit). There is no change
in the substance or methodology of this information collection. The
estimated annual burden has increased by 64 hours, from 280 hours in
2024 to 344 hours currently, due to an increase in the number of
respondents to IC 1 only partially offset by a decrease in the
estimated number of respondents to IC 2.
Request for Comment
Comments are invited on: (a) Whether the collection of information
is necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collection,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on September 3, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-18258 Filed 9-4-26; 8:45 am]
BILLING CODE 6714-01-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.