Notice2026-15992
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
August 6, 2026
Issuing agencies
Federal Deposit Insurance Corporation
Abstract
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064-0112).
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 150 (Thursday, August 6, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 150 (Thursday, August 6, 2026)]
[Notices]
[Pages 50837-50838]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-15992]
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
[OMB No. 3064-0112]
Agency Information Collection Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The FDIC, as part of its obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the general public and other
Federal agencies to take this opportunity to comment on the renewal of
the existing information collection described below (OMB Control No.
3064-0112).
DATES: Comments must be submitted on or before October 5, 2026.
ADDRESSES: Interested parties are invited to submit written comments to
the FDIC by any of the following methods:
<bullet> Agency Website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#aac9c5c7c7cfc4ded9eacccec3c984cdc5dc"><span class="__cf_email__" data-cfemail="b8dbd7d5d5ddd6cccbf8dedcd1db96dfd7ce">[email protected]</span></a>. Include the name and number of
the collection in the subject line of the message.
<bullet> Mail: Robert Meiers, Regulatory Counsel, MB-3013, Federal
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC
20429.
<bullet> Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 17th Street NW building (located on F Street
NW), on business days between 7 a.m. and 5 p.m.
All comments should refer to the relevant OMB control number. A
copy of the comments may also be submitted to the OMB desk officer for
the FDIC: Office of Information and Regulatory Affairs, Office of
Management and Budget, New Executive Office Building, Washington, DC
20503.
FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney,
<a href="/cdn-cgi/l/email-protection#f8aa97959d919d8a8bb89e9c919bd69f978e"><span class="__cf_email__" data-cfemail="a4f6cbc9c1cdc1d6d7e4c2c0cdc78ac3cbd2">[email protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550
17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal to renew the following currently approved collection of
information:
1. Title: Real Estate Lending Standards.
OMB Number: 3064-0112.
Affected Public: Insured state nonmember banks and state savings
associations.
Burden Estimate:
Summary of Estimated Annual Burden
[OMB No. 3064-0112]
----------------------------------------------------------------------------------------------------------------
Type of burden Number of Average time
Information Collection (IC) (frequency of Number of responses per per response Annual burden
(obligation to respond) response) respondents respondent (HH:MM) (hours)
----------------------------------------------------------------------------------------------------------------
1. Real Estate Lending Recordkeeping 2,647 1 20:00 52,940
Standards, 12 CFR 365 (Annual).
(Mandatory).
---------------------------------------------------------------
[[Page 50838]]
Total Annual Burden ................ .............. .............. .............. 52,940
(Hours).
----------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: Section 1828(o) of the Federal
Deposit Insurance Act requires each federal banking agency to adopt
uniform regulations prescribing real estate lending standards. Part 365
of the FDIC Rules and Regulations, which implements section 1828(o),
requires institutions to have real estate lending policies that include
(a) limits and standards consistent with safe and sound banking
practices; (b) prudent underwriting standards, including loan- to-value
ratio (LTV) limits that are clear and measurable; (c) loan
administration policies; (d) documentation, approval and reporting
requirements; and (e) a requirement for annual review and approval by
the board of directors. The rule also establishes supervisory LTV
limits and other underwriting considerations in the form of guidelines.
There is no change in the substance or methodology of this information
collection. The estimated annual burden has decreased by 8,780 hours,
from 61,720 hours to 52,940 hours, due to a reduction in the number of
respondents.
Request for Comment
Comments are invited on: (a) whether the collections of information
are necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collections,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collections of
information on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on August 3, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-15992 Filed 8-5-26; 8:45 am]
BILLING CODE 6714-01-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>Indexed from Federal Register on August 6, 2026.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.